3 BEST Tradeline Companies for Sale (2025)

A tradeline company is an organization that works as a broker of authorized user tradelines. They provide ecommerce product solutions with credit sponsors who have aged credit card accounts. A tradeline company may sell authorized user placements directly to their clients or purchase on a client’s behalf.

Legitimate tradeline companies:
  • Do not use CPN numbers
  • Have positive customer reviews
  • Have great customer service
  • Represent account age as important
After researching 36+ top tradeline companies and investing 85+ hours, I have compiled a well-researched list. My insightful and trusted review highlights features, pros and cons and website links. This comprehensive guide may help you choose the best tradeline company. Discover exclusive details by reading the full article.
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Editor's Choice
Tradeline Supply

Tradeline Supply Company, LLC makes it easy to buy, sell, and broker authorized user tradelines. You can find the largest aged tradeline selection on their website and they offer postings that are guaranteed or your money back.

Visit Tradeline Supply

Top Cheap Tradelines Companies Reviews

Name Best for Link
👍 Tradeline Supply Lowest prices in the tradeline industry Learn More
BoostCredit101 Uses secure encrypted servers to keep your information safe. Learn More
CreditPro Provides 2,000 cards to choose from with varying ages. Learn More

BEST Tradeline Companies

1) Tradeline Supply

Why Selected: Offers lowest prices in the tradeline industry

Tradeline Supply is a reliable business that offers credit products backed by reputable sponsors. I particularly liked how they make tradeline products accessible to everyone, ensuring they post on time and stay in good standing. According to my review, this service is one of the best for anyone seeking to boost their credit score quickly.

I received phone support throughout the week. It makes ordering a new tradeline efficient and automates the entire checkout process.

#1 Top Pick
Tradeline Supply
5.0

Offers lowest prices in the tradeline industry

Guarantees the card history will post to your credit profile.

Universally available tradeline shopping access.

Visit Tradeline Supply

Features:

  • Tradeline Availability: I could see details about the availability of tradelines, such as the price and age, and it allowed me to make informed decisions.
  • Credit Profile Reporting: This service guarantees that the card history will be posted to your credit profile. This makes sure it is accurately reflected.
  • Reporting Cycles: I received two reporting cycles for my account, which made sure to provide consistent updates on my credit profile.
  • Ease of Use: Tradeline Supply makes it easy to buy, sell, or broker authorized user tradelines, so you can enjoy a simple solution.

Pros

  • I noticed that most customer reviews are top-rated
  • Customer support is quite reliable
  • Tradeline shopping access is available universally

Cons

  • I was disappointed that it did not provide advice on which tradelines to purchase

Visit Tradeline Supply


2) BoostCredit

Why Selected: Uses encrypted secure servers to keep your information safe.

BoostCredit provided me with a free consultation, which helped me understand how tradelines work and the best way to buy them. I could access its service easily, and the team offered me a detailed plan. As per my experience, BoostCredit is a great option because it adds your tradeline to your account within 60 days.

It offers a wide variety of authorized user tradelines for sale. One interesting aspect of this company is its step-by-step process once you commit to signing up. I also learned that it has a blog that contains an FAQ about buying tradelines to improve your credit score.

BoostCredit

Features:

  • Tradeline Availability: It provides a wide variety of tradelines, approximately 200, with at least one open spot available.  So you do not have to worry about the availability.
  • Guaranteed Posting: Based on my research, all purchased tradelines will be posted to your credit report, or you will receive a full refund.
  • Sorting Options: I could sort tradelines by lender, price, credit limit, statement day, and account age.
  • Data Encryption: This company makes sure that your tradeline information remains secure by using an encrypted server for protection.

Pros

  • I found that BoostCredit 101 publicly lists all their tradelines for easy browsing
  • You will find excellent resources on their website for credit education
  • BoostCredit securely deletes all customer data after 90 days for enhanced privacy protection

Cons

  • I was disappointed that I had to speak with a consultant to buy any tradeline, which slowed down the process

Link: https://www.boostcredit101.com/


3) CreditPro

Why Selected: Provides 2,000 cards to choose from with varying ages.

I analyzed CreditPro and noticed that it is one of the most established tradeline companies in the industry. It offered me a strong track record and solid tradeline inventory, making it a top-rated option. I would recommend considering CreditPro if you need a dependable tradeline provider.

It provides the lowest prices in the industry and helps you save as much as 40%–60% on purchased tradelines. I found its website user-friendly, and I could easily contact them. However, the duration of time it takes for your Credit to be fixed may vary from person to person, depending on your circumstances.

CreditPro

Features:

  • Buying and Selling: You can buy and sell tradelines easily and this allows you to diversify your financial strategy. I could access over 2,000 tradelines, including many high-quality accounts; hence, I received a wide selection.
  • Utilization Rates: It offers tradelines with utilization rates typically 15% or lower, which can help maintain healthy credit scores.
  • Free Consultation: CreditPro encourages those who are considering tradelines to begin with a free consultation, aiming to offer personalized advice.
  • Reasonable Pricing: Based on my research, it offers higher quality tradelines at a more reasonable price compared to the market average. Hence, it is a great option for cost-conscious buyers.

Pros

  • I liked that there are over 2000 cards to choose from
  • It offers regular package deals and discounts, which lets you obtain tradelines at a reasonable price

Cons

  • I was frustrated by the fact that CreditPro does not allow the viewing of wholesale tradelines

Link: https://www.callcreditpro.com/

What is a Tradeline?

A tradeline is a financial instrument that allows the holder to borrow money from one company and lend it to another.

What is a Tradeline Company?

Tradeline company helps you reduce trading costs and allows you to enter and exit trades at will without having to worry about margin calls or stop-loss orders. They can also help you avoid liquidating stocks when you’re in a losing position and need money instantly.

How can you buy a Tradeline?

Here are some important characteristics of the best tradeline companies.

Step 1) You should check the Industry Reputation

First, you should buy a tradeline from a firm with industry experience. Do your research and check that the tradeline company has been in business for at least five years.

Then, ask the tradeline company to provide some statistics, which include:

  • Number of Years in Business
  • Success Rate
  • Average Credit Score
  • How Often They Report
  • Location of Headquarters
  • Number of Employees
  • Credit Consultation Services

These are important metrics that you should try to uncover before purchasing a tradeline. However, legitimate tradeline companies will publish this information on their website for public review, and you should do extensive research to find this information.

Step 2) It should be affordable

You should only buy a quality tradeline from reputable dealers since it is not worth the risk when you buy a cheap tradeline from an unreliable source. You want a tradeline with an established account history. However, you also need to buy a tradeline that aligns with your financial goals and will not break the bank.

Step 3) Transparent & Honest

The best tradeline companies will remain honest and transparent about their operations. They will be upfront about their pricing and often list them on their website for public consumption.

Moreover, they will publish data about previous customer experiences and highlight their strengths. However, you should also remember that buying a tradeline is not an ‘immediate fix’ or permanent solution.

Step 4) Check their customer service

Reputable, legit tradeline companies will have a supportive staff. They will take their time to get to know your requirements and help search for a perfect tradeline that aligns with your financial goals.

However, you should select a tradeline company with dedicated customer support representatives. This is crucial when you run into account troubles or administrative errors.

Step 5) Mailing Address

The easiest way to tell the difference between a legitimate tradeline company and a scam is to list their physical mailing address. The legit tradeline companies always list their mailing address, phone number, hours of operation, and more.

How much does a tradeline cost?

The cost of tradelines varies greatly, and you can buy in the range of a few hundred dollars to a few thousand dollars. Therefore, you need to remember that older tradelines are more expensive than newer ones.

Tradeline costs are calculated based on the amount of interest that is charged. The fee is calculated by the number of days you have left until your loan expires.

Numerous factors affect the cost of a tradeline, such as

  • If you have a higher credit score, your tradeline will be cheaper because it will take less time to pay off your credit builder loan.
  • If you choose to extend your loan term, your lender may charge an annual percentage rate (APR) or another fee.
  • If you don’t make payments on time, your APR and the cost of the tradeline could increase.

What are some common mistakes to avoid when Buying Tradelines for Sale?

Here are some common mistakes you should avoid when buying a Tradelines for Sale:

Not Understanding How Tradeline Works:

Most customers are not aware of how tradelines work, and they are under the impression that a tradeline might be a permanent solution for their credit situation; however, it is not valid. You must also know that this report couldn’t stay on your record for an extended period, so it can’t be considered a permanent help for a bad credit score.

Relying On Disreputable Company:

You won’t enjoy the experience unless you choose a reputable company that knows how credit repair works. There are many frauds and scammers, so you need to learn how to choose the right tradeline company for your needs. Take your time!

Thinking that Tradelines Automatically Repair Credit:

Credit scores are sometimes confusing, and many people do not fully understand them. Unfortunately, many people are using their scores to indicate their financial situation. However, credit scores are only one factor used to decide how much debt a person can handle. Tradeline companies alone do nothing to repair your credit score; they only add information to your credit report that can increase your score.

Adding Bad Tradelines:

It is useless to add tradelines when fraud alerts or credit freezes are on your account. A new credit line can be added to an account with a fraud alert or credit freeze by verifying the information with the company that issued the alert. However, if there is no way to verify this information, adding tradelines will not be successful because creditors cannot verify the user’s identity when they request them.

Selecting Quantity Over Quality:

Buying multiple cheap tradelines might not do you any good. It is better to find a few tradelines that may be expensive but more reputable and helpful. Good tradelines are typically pricey because of their stability and long history.

Select as a substitute For Credit Repair:

Tradelines are not a permanent solution for your poor credit score; they help temporarily boost it, so it will only stay on your report for some time.

However, suppose you want to improve your score over time. In that case, you should adopt permanent, long-term methods such as genuine commitment to better money management, timely payments, and a credit utilization ratio.

FAQ:

Adding a credit card tradeline can have a positive impact, a negative impact, or no impact at all on your credit score. Everything is relative to one’s own credit file.

While reputable tradeline companies will not specify exact credit profile score results, they do advise that credit card age is the most significant scoring factor. Utilization ratios are also important, but often authorized user accounts do not affect utilization ratios as much as one might believe. Age is king when it comes to tradelines.

Here are some basic differences between Tradeline and Credit Repair companies:

Tradeline Credit Repair
Tradelines are used to build credit, re-build credit, or become credit visible. Credit repair takes care of bad credit by working closely with the lender.
Tradelines are not used to remove payment history that is incorrect or unwanted. Credit repairs companies remove errors from your credit file to help improve your credit score.

First, a credit account tradeline should be selected that reports to the credit bureaus–not all credit cards report to the major bureaus.

On your own, you can open primary tradeline accounts and keep them in good standing to positively impact your credit worthiness.

There may be a primary account holder who you know is willing to add you to their account as an authorized user. Not every person has access to these free tradelines.

A reputable tradeline company can connect you with a credit sponsor who has an aged credit card account with a history of on-time payments and low usage of the credit limit.

After a tradeline is purchased, the payment history will be visible during the reporting period. Extensions can be purchased to continue to keep the relationship current.

A trade line mostly stays on your credit report for up to seven years. For example, if you have a credit card account with a balance that is still open and you don’t make any payments, the trade line will remain on your credit report until one year after the account has been closed.

Credit line is an amount of money you can borrow from a bank. Your credit limit is the maximum amount you can borrow up to your credit limit. The credit utilization ratio is the ratio of the outstanding balance to the credit limit.

The answer depends on the type of tradeline and the company you use. On average, you can expect the tradeline to stay on your credit report for around two reporting cycles, which is in between two to six months.

For example, let’s assume that you have a credit limit of $12,000 and an outstanding balance of $3,000, and your credit utilization ratio is 25%. For your first tradeline, you can get a $1,000 limit, which will cost you $79.95.

No, a credit limit is not affected by other tradelines. The credit score determines the credit limit of a cardholder.

Yes, using a tradeline to raise your credit score is legal. However, some factors help you to select the best tradeline company. Honesty and transparency are vital factors to consider when looking for a good trading company.

Established tradeline companies are more transparent about their services. This provides you the confidence to work with them because you are assured that they conduct a legitimate business according to law compliance.

Editor's Choice
Tradeline Supply

Tradeline Supply Company, LLC makes it easy to buy, sell, and broker authorized user tradelines. You can find the largest aged tradeline selection on their website and they offer postings that are guaranteed or your money back.

Visit Tradeline Supply