7 Best USDT Wallets Recommendation (2025)

Choosing the best USDT wallet is essential for safely navigating the realm of decentralized finance. A reliable Tether wallet offers secure storage and facilitates USDT transactions. However, selecting the wrong wallet can lead to security breaches, loss of access, transaction delays, and compatibility issues.

To address this, I have researched extensively and curated a list of the best Tether wallets. My first-hand review of these tools has given me a well-rounded perspective. So, delve into my detailed analysis of the best Tether wallets, including their features, pros and cons, and pricing, to help you choose. Read more…

Editor's Choice

Zengo

Zengo is a self-custodial wallet that gives you full control of your assets. With Zengo, you can buy Tether without transaction fees. It's innovative approach eliminates seed phrases and private key vulnerabilities, making it a superior choice for secure transactions.

Visit Zengo

Best USDT Wallets: Top Tether Crypto Picks!

Name	Supported Cryptos	Fees	Staking/Interest?	Link
Zengo	1000+ including BTC, ETH, USDT, USDC etc.	Free	Yes/ 4.2% annually	Learn More
Uphold Wallet	250+ including BTC, ETH, XRP, Doge, etc.	Free	Yes/ 4.9% annually	Learn More
Tangem	16000+ including BTC, ETH, USDT, USDC etc.	Free	Yes	Learn More
Kraken	300+ including ETH, Solana, USDT, USDC etc.	Free	Yes	Learn More
Ledger	5500+ including ETH, LTC, USDT, USDC etc.	Free	Yes	Learn More

Expert advice:

When selecting the best Tether wallet, prioritize security features such as multi-factor authentication, encryption, backup, and recovery options. I do not recommend storing large amounts of USDT in online wallets, as they may be vulnerable to hacking. Instead, consider using hardware or paper wallets. Also, select a wallet that supports multiple blockchains, NFTs, and cryptocurrencies and integration with DeFi platforms.

1) Zengo

Zengo is a self-custodial wallet that gives you full control of your assets. With Zengo, you can buy Tether without transaction fees. It is a highly secure wallet with MPC (multi-party computation) and 3-factor authentication to safeguard your assets.

Starting with Zengo was very easy and required no technical experience. I downloaded their app, which was extremely easy to navigate. Everything was simple, from operating the USDT wallet to buying my first USDT tokens.

#1 Top Pick

Zengo

5.0

High-Level Security: Yes

Authentication: Multi-factor

Type of Wallet: Self-custodial

Supported Assets: 1000+ including BTC, ETH, USDT, USDC etc.

Visit Zengo

Features:

• Keyless 3-Factor Recovery & FaceLock Security: Zengo ends seed-phrase headaches by using MPC plus three-factor recovery. FaceLock biometrics, a cloud recovery file, and your email re-create the wallet if the phone disappears. I restored my USDT funds on a new device in two minutes. While testing this feature I noticed FaceLock made paper backups obsolete.
• Unified USDT Dashboard with Live Analytics: All USDT balances across ERC-20, TRC-20, and BEP-20 show up in one clean dashboard, complete with live price feeds and 24-hour change. Swiping right opens interactive charts, so I can spot arbitrage gaps instantly. You will notice the app refreshes market data every six seconds, eliminating manual refresh taps.
• One-Swipe Send, Receive & Buy Flow: From the home screen I can send, receive, or buy Tether with a single tap, avoiding cluttered sub-menus. The app quotes network fees in dollars before I commit, which saved me from overspending during a recent TRON congestion spike. Purchases settled instantly when I used Apple Pay last night.
• 380+ Asset Swap Engine with DEX Aggregator: Because Zengo supports more than 1000 assets, swapping USDT for BTC, ETH, or stablecoins like USDC happens inside the same wallet. A built-in DEX aggregator hunts the best rate and displays slippage in advance. I once swapped USDT to ETH on Polygon and paid under a cent in gas.
• Multiple Payment Rails & 24/7 Human Support: Zengo lets me load USDT with cards, bank wires, SEPA, Google Pay, and regional mobile wallets, so I never miss a rally. I pinged chat support at 2 a.m. IST; a live agent fixed my fee issue in three minutes. Their concise how-to guides fill any gaps.

Pricing:

Free Tier: The Zengo essential plan comes for free with security features like MPC technology, NFT, spam filter, and 3FA.

Visit Zengo >>

Free Wallet

2) Uphold Wallet

Uphold Wallet is the best self-custody wallet for buying and selling Tether. It supports over 250+ cryptocurrencies and allows for seamless trade between multiple assets. It is strongly committed to protecting customer data and privacy. Certifications like SOC 2 Type 1 and ISO 27001 testify to this commitment. Furthermore, it monitors potential threats through its Uphold Security Operations Centre.

The mobile app made accessing the Uphold Wallet trouble-free. I started by creating Vault, which is present on the menu bar. After selecting the subscription option, my private keys were generated.

#2

Uphold

4.9

High-Level Security: Yes

Authentication: 2-factor

Type of Wallet: Self-custodial

Supported Assets: Bitcoin, Ethereum, XRP, Bitcoin Cash, Dogecoin, Shiba, etc.

Visit Uphold

Features:

• Security: Uphold Tether wallet prevents hacking by encrypting the private keys. For added security, I noticed that it incorporated 2-factor authentication. To access your account, confirm your identity by providing an authentication code sent to your phone.
• Self-Custody: It integrates an assisted self-custody solution known as Vault. With Vault, I could gain full control over my asset’s portfolio. It lets you manage your funds using the two provided keys while one key remains with Uphold.
• Stay Updated: I found this wallet to be one of the best tools as it shows real-time price action of digital currencies, including majors, alt-coins, emerging tokens, and more. It helps me stay on top of my trading game and did not let me miss any opportunities.
• Backup: You can have peace of mind by creating a backup of your Tether wallet in the cloud. Uphold gives you the option to choose a cloud storage such as Google Drive, iCloud, etc.
• Customer Support: The help page provided me information on account management, deposits and withdrawals, trading, and more. For additional help, there is also the option to raise a ticket.

Pricing:

Free Tier (Without Self Custody): You can use their trading account to buy, sell, and store crypto such as Tether, Bitcoin, etc. However, that will be on a centralized exchange. You can view all the pricing here: https://uphold.com/price-view-all.

Paid Tier: Here is the pricing for the Uphold self-custody Vault. Please get in touch with customer assistance to know what coins it supports.

Free trial: It provides a 30-day free trial.

Visit Uphold >>

3) Tangem

Tangem is a revolutionary hardware wallet that combines the security of cold storage with the convenience of a contactless smart card. This innovative USDT wallet supports over 16,000 cryptocurrencies and tokens, making it one of the most comprehensive solutions for managing Tether and other digital assets. With its unique card-based design, Tangem eliminates the complexity of traditional hardware wallets while maintaining bank-level security.

What impressed me most about Tangem was its simplicity and portability. The wallet comes as a set of smart cards that fit perfectly in your regular wallet. Setting up my USDT storage was incredibly straightforward – I simply downloaded the Tangem app, tapped the card to my phone, and within minutes I had a secure, self-custodial wallet ready for Tether transactions.

Features:

• Smart Card Hardware Security: Tangem uses certified secure chips (CC EAL6+) embedded in durable smart cards. Each card generates and stores private keys internally, ensuring they never leave the secure element. I found this approach more convenient than traditional hardware wallets with screens and buttons.
• Multi-Card Backup System: The wallet comes with 2-3 identical cards that serve as backups for each other. If I lose one card, I can still access my USDT using the remaining cards. This eliminates the need for seed phrases while providing robust backup protection.
• Contactless NFC Transactions: All transactions are signed by simply tapping the card to my smartphone. This NFC-based approach makes sending and receiving USDT incredibly fast and user-friendly, without compromising security.
• Multi-Blockchain USDT Support: Tangem supports USDT across multiple networks including Ethereum (ERC-20), Tron (TRC-20), Binance Smart Chain (BEP-20), and Polygon. I could manage all my Tether holdings across different blockchains from one interface.
• DeFi Integration: The wallet integrates with popular DeFi protocols and DEXs, allowing me to stake, swap, and lend my USDT directly from the wallet interface while maintaining full custody of my assets.
• Biometric Protection: The mobile app supports biometric authentication (fingerprint/face recognition) for additional security when accessing wallet functions, providing an extra layer of protection for my USDT holdings.
• NFT: Tangem Wallet allows users to securely store, receive, and manage NFTs across blockchains like Ethereum, Solana, and Polygon, and connect to OpenSea via WalletConnect.

Pricing:

Tangem offers different wallet packages to suit various needs:

Free trial: 14-day money-back guarantee

Visit Tangem >>

4) Kraken

Kraken stands out as one of the most trusted self-custody wallets for managing Tether (USDT) and over 2,000 digital assets. Built by the reputable crypto exchange Kraken, this wallet offers a seamless way to interact with decentralized applications (DApps), NFTs, and DeFi protocols across multiple blockchains. With an emphasis on privacy and security, it ensures users have complete control over their funds and private keys.

What impressed me most was Kraken Wallet’s intuitive design and the depth of features packed into one streamlined interface. I could manage my USDT, browse NFT collections, and even earn staking rewards — all while maintaining full self-custody. Its compatibility with major networks like Ethereum, Solana, and Polygon made managing a diversified portfolio incredibly easy.

Features:

• Secure by Design: Kraken Wallet combines open-source architecture with advanced encryption and biometric authentication. As a self-custody wallet, I felt assured knowing only I could access my funds.
• Multi-Chain Support: With access to networks like Ethereum, Solana, Arbitrum, and more, I could manage USDT across all the major chains from one place.
• NFT Management: I enjoyed the ability to explore, view, and manage NFTs natively within the wallet, without needing third-party tools.
• DeFi Made Easy: It simplified DeFi interactions by allowing me to manage my liquidity positions and interact with DApps directly.
• 24/7 Global Access: The platform and wallet are always available, letting me interact with my assets any time, from anywhere in the world.
• Customer Support: It offers 24/7 support via live chat, phone, and email.

Pricing:

Kraken charge 1.5% per transaction for every buy/sell trade. This fee also applies to any crypto conversion on the exchange. However, if you buy stable coins using another stablecoin, the fee is only 0.9%.

Apart from these fees, Kraken also charges 0.16% maker and 0.26% taker fees for spot trading. These figures reduce when the trading volume increase. Futures trading fees are lower, starting at 0.02% for makers and 0.05% for takers. Margin trading incurs a 0.02% fee that increases by 0.02% every 4 hours.

Free trial: Yes, Lifetime pass

Visit Kraken >>

5) Ledger

Ledger Wallet provides a secure and convenient way to navigate decentralized applications, manage tokens, and interact with various blockchain networks. It enabled me to manage my assets. It gave me exclusive rights to hold and manage my funds.

I found the Ledger Wallet intuitive for storing, sending, receiving, and trading Tether. The setup was quick and hassle-free without the need to manage seed phrases or private keys. I could easily transfer funds between my exchange account and the Tether wallet.

Features:

• Staking Support: It enables the staking of specific cryptocurrencies, helping users earn rewards and maximize their investments. It lets me earn rewards based on my wallet balance.
• Blockchain Support: It is designed to support ERC20 tokens, broadening the range of cryptocurrencies users can manage.
• Integration: It seamlessly integrates with software wallets such as Bluewallet, Electrum, Metamask, Wasabi, and Sparrow.
• Customer Support: It offers comprehensive support services, including a knowledge base, live chat, and email assistance for thorough help.

Pricing:

Ledger’s Tether Wallet price is $1.

Visit Ledger >>

6) ELLIPAL Wallet

ELLIPAL is one of the most secure cold wallets for managing Tether and other cryptocurrencies. The wallet supports over 41 blockchains, NFTs, and more than 10,000 tokens or coins. With the ELLIPAL wallet, I could handle all my crypto activities in one place, including storing, buying, staking, and swiping.

It boasts advanced security measures like auto-self-destruct, anti-temper, etc., providing robust protection for my crypto assets against physical breaches and supply chain threats. I could easily pair the ELLIPAL Mobile Wallet app with the ELLIPAL hardware wallet via a QR code. This offered me the convenience of viewing all my addresses in the app. Since the addresses are synced with the blockchain, it lets me easily view my balance and create transactions.

Features:

• Air-Gapped: The ELLIPAL Cold Wallet operates as an air-gapped system. It works without Bluetooth, USB, or WIFI connections and lets me use QR codes for data transfer. This network isolation keeps it secure from remote and online attacks.
• 2 Two-factor Authentication: This Tether hardware wallet utilizes two-factor authentication to ensure you get the maximum protection possible. 2FA offered me an additional layer of protection to my existing passwords by using one-time passcodes.
• CC EAL 5+ Security Chip: It utilizes a high-security chip that protected my sensitive data from sophisticated attacks. This tested and verified chip is designed to offer a robust security layer over your Tether assets.
• Secret Secondary Wallet: This option lets me create a secondary wallet within my main wallet, accessible only with an alternate password. It is useful in situations where you may be forced to open your wallet. By entering the alternate password, you can show the secondary wallet, with fewer funds or different information than your primary Tether wallet, thus keeping your main assets secure.
• Customer Support: I emailed customer support and received a reply within 2 days. You can also check out their support page for product information, user manuals, etc.

Pricing:

Here are the prices for some of the Tether Secure hardware wallets by ELLIPAL.

Free trial: It offers a refund or replacement within 15 days of delivery.

Visit ELLIPAL >>

7) Tether Wallet

Tether Wallet is a secure platform that allows you to redeem and acquire USD from blockchains such as Algorand, Avalanche, Bitcoin, EOS, Ethereum, Kava, and more. It provides a corresponding amount of Tether tokens at your chosen address. You can make the payment in USD, EUR, CHN, or MXN.

Signing up for the secure Tether wallet is simple. I only needed to provide my email address on the app’s page. Upon submitting my email address, the app immediately sent a verification link to my inbox. Once I clicked on the link, I was redirected to a page where I was required to provide basic information to complete my registration. After successfully setting up my Tether Wallet, I could deposit Tether tokens into it.

Features:

• Advanced security features: The Tether wallet is secured by 2-factor authentication, where you must provide a passcode on top of your password to use it. This security feature gave me assurance that no one could access my software wallet. In addition, you’ll need to confirm your identity with MFA or 2FA before you can create or change API keys.
• Automatic session termination: The logout timeout feature allowed my session to automatically close after 5 minutes of inactivity. By default, this time is set, but you can easily adjust it to your liking. It protects your account with an extra layer of security against unauthorized access. This is particularly helpful if you forget to log out or leave it unattended.
• Clean interface: The wallet’s interface is intuitive, allowing quick access to my Tether transaction activity and deposits. It also made it easy to acquire and redeem my USDT tokens.
• Transparency: It offers real-time and accurate information about the value of its reserves. The proof of reserves assured me that my funds were readily available whenever needed. Additionally, you can access audit reports and details about locked assets and assets on other blockchains.
• Customer Support: I found their 24/7 customer support team helpful in resolving my query on token recovery. Additionally, you can refer to their resource page for guidelines and FAQs.

Pricing:

Free Tier: Tether deposits and withdrawals are free, but you’ll need to pay a 0.1% fee per fiat deposit/withdrawal.

Link: https://app.tether.to/

What is USDT Wallet?

Tether (USDT) is a popular fiat-collateralized stablecoin pegged to the value of the US dollar (USD) on a 1:1 basis. A USDT wallet is necessary for making any Tether transaction. It helps you interact with the blockchain and store, send, and receive USDT tokens. A Tether wallet is also essential for keeping your assets safe.

The three major types of Tether wallets are hardware, software, and paper wallets. Based on the method and storage, these mobile USDT wallets can be classified as cold or hot. In addition, you can differentiate Tether wallets as custodial and non-custodial based on the level of control of private keys.

What is a Tether address?

A Tether address is a unique identifier for a wallet that enables the storage and transaction of USDT tokens on the blockchain. It’s a sequence of letters and numbers designed to securely and effectively manage the transfer of tokens.

Are USDT Wallets safe?

Yes, the Tether USDT wallet discussed above is safe. All reputed Tether wallets utilize security features, such as encryption and 3FA, to secure your assets. However, the level of safety may vary based on whether you’ve chosen a hot or cold wallet. A cold wallet is considered safer than a hot wallet due to its isolation from networks. Moreover, non-custodial crypto wallets offer more security than custodial wallets.

What do we consider when choosing a Tether Wallet

Guru99’s cryptocurrency reviews combine extensive research and industry expertise, providing accurate, reliable, and unbiased information to inform your decisions. Our rigorous analysis helps navigate the evolving crypto landscape. Explore our editorial policy. After extensive research and hands-on review, here are the following factors that we considered to curate a list of the best Tether wallets:

• Security: Select a Tether wallet with robust security features such as encryption, two-factor authentication, facial/fingerprint recognition, backup, and recovery phrases.
• User-Friendly Interface: Choose a wallet with an intuitive interface that can be navigated without much technical know-how. This will help simplify your blockchain interaction.
• Operating System Compatibility: Ensure the Tether wallet you select is compatible with your preferred devices and platforms, whether for mobile, desktop, or web browser use.
• Support for Other Crypto: Make sure your Tether wallet supports multiple cryptocurrencies. This feature will help diversify your portfolio and manage multiple tokens in one place.
• Transaction Fees: While you can download most wallets for free, making a transaction on the Ethereum blockchain incurs a gas fee. So, review the fee charged by the wallet for deposits, withdrawals, storage, etc.
• Custodianship: You can choose between a custodial or non-custodial Tether wallet. Custodial wallets safeguard your USDT tokens and manage the private keys for you. Non-custodial wallets give you full control of your private keys and the security of your USDT.
• Blockchain Compatibility: Consider a Tether wallet compatible with multiple blockchains to manage various cryptocurrencies using a single interface.
• Backup & Recovery Options: Choosing a wallet that has backup and recovery helps keep your assets safe. It means you can get back your wallet if you ever get locked out or lose your device.
• Fiat On-ramps and Off-ramps: For a smooth transition between fiat currency and cryptocurrencies, choose a Tether wallet that offers fiat on-ramps and off-ramps services.
• Type of Wallet: You can choose between hot wallets and cold wallets considering the safety and convenience. Hardware wallets are considered more secure than the software wallets. Software wallets, on the other hand, offer more convenience.
• Community and Support: Look for wallets with multiple support channels and an active community to get quick support for your queries.
• Additional Functions or Services: For an opportunity to enhance your investments, look for extra features such as staking, yield farming, or dApp integration in your Tether wallet.

Integrating Tether Wallets with Decentralized Finance (DeFi) platforms

Decentralized finance (DeFi) is an alternative to traditional fiat-based financial institutions. It works on Blockchain and supports an open ledger, unlike traditional Finance, which is a closed system, Tether is a stable coin and is right at the core of DeFi’s expansion. Tether offers a stable currency base for saving and lending.

Tether wallets make it easier to move funds across platforms and earn passive income through staking and yield farming.

While Tether wallets in DeFi platforms offer stability and ease of transactions, they also carry risks. DeFi’s regulatory rules are still not clear, which can lead to legal issues. Also, there’s always a risk of hacking or system breakdown. Since DeFi relies on smart contracts, any flaws in them could result in losing funds.

Although many issues exist, the role of Tether wallets in DeFi platforms seems promising. But with advancements in security and more clarity in blockchain regulation policies, the future looks promising.

Impact of network fees on Tether transactions

The wallet and blockchain choice can significantly affect the transaction fees when sending or receiving Tether (USDT). Tokens issued on popular blockchains, like Bitcoin, Ethereum, etc., usually incur higher fees due to network congestion and computational demands. In contrast, blockchains like Tron have very low fees compared to these networks.

Likewise, Exchange wallets charge gas fees to facilitate a transaction. In addition to the gas fees, many wallets also charge for extra services and security features. Moreover, hardware wallets have higher fees than software wallets because they require more processing power to sign transactions.

Therefore, it’s essential to consider a blockchain network such as Binance Smart Chain that charges lower gas fees than blockchains like Ethereum. You can also opt for blockchains that operate on top of Ethereum, as they are cheaper and even faster. Additionally, you can choose crypto wallets that allow manual adjustment of gas fees, enabling you to select slower but less expensive transactions.

Final Verdict

Based on my review, I can say that all the Tether wallets covered in this article are the best in security, user-friendliness, and compatibility with multiple blockchains. But if I’ve to give my top three picks, they will be:

• Zengo holds the top spot with its user-friendly interface, advanced security features like MPC and 3FA, and support for over 1000 cryptocurrencies.
• The Uphold is the best self-custody wallet for buying and selling Tether. It supports over 250+ cryptocurrencies and allows for seamless trade between multiple assets. It is strongly committed to protecting customer data and privacy.
• Tangem is a revolutionary hardware wallet that combines the security of cold storage with the convenience of a contactless smart card.

Editor's Choice

Zengo

Zengo is a self-custodial wallet that gives you full control of your assets. With Zengo, you can buy Tether without transaction fees. It's innovative approach eliminates seed phrases and private key vulnerabilities, making it a superior choice for secure transactions.

Visit Zengo