9 Best XRP Wallet (Ripple) in 2023

Ripple is a privately held company aiming to create and enable a global network of financial institutions and banks. XRP is an open-source digital currency created by Ripple that provides source liquidity to payment providers, market makers, and banks. It offers financial institutions a quick and reliable option for sourcing liquidity on demand.

There are many Ripple wallets in the market, and it’s difficult to choose an online XRP wallet for your crypto storage needs. Following is a curated list of top Ripple wallet apps that are easy to use and super-secure. The list contains free and paid apps with popular features and website links.
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Best XRP Wallet (Ripple Wallet Apps) to Buy XRP


#1 Best Overall

Uphold

✔️ Coins Supported: BTC, ETH, XRP, 200+ more

✔️ Type of wallet: Custodial wallets

✔️ Price: Free

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#2 Top Pick

Ledger Nano

✔️ Coins Supported: BTC, ETH, LTC, DOGE, etc.

✔️ Type of wallet: Hardware wallet

✔️ Price: $175

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Binance

✔️ Coins Supported: BTC, ETH, DOT, ADA.

✔️ Type of wallet: Software wallet

✔️ Price: Free

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Trezor

✔️ Coins Supported: BTC, ETH, BCH, LTC, DASH, etc.

✔️ Type of wallet: Hardware wallet

✔️ Price: €189

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Coinbase

✔️ Coins Supported: BTC, ETH, LTC, BCH, DOGE.

✔️ Type of wallet: Hot storage

✔️ Price: Free

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1) Uphold – Best for discovering new, exclusive altcoins

Uphold is the Home for Altcoins, with more than 10M users. The platform allows you to purchase and trade 200+ cryptocurrencies (BTC, ETH, XRP, XDC, DAG, ADS, CSPR & QNT), 27 national currencies (Forex), 4 precious metals (Gold, Silver, Platinum, and Palladium), and more than 50 U.S. stocks (depending on location).

#1 Top Pick
Uphold
5.0

Coins Supported: BTC, ETH, XRP, XDC, DAG, ADS etc.

Type of wallet: Custodial wallets

Price: Free

Visit Uphold

Features:

  • Connected to 26 underlying exchanges to find you the best token prices
  • Stake dozens of cryptocurrencies with high APYs
  • Free debit card offering cashback in XRP
  • Set up automatic, recurring transactions for dollar-cost averaging
  • Create up to 50 simultaneous limit orders of any size without needing to fund your account upfront
  • Send funds to any other Uphold account using just an email address
👍 Pros 👎 Cons
Easy account setup, great for beginners Complicated fee structures
Trade between multiple asset classes (crypto, fiat currencies, metals, stocks)
New, low-liquidity altcoins added regularly
Transparent balance sheet, never lends out your money
Intuitive mobile and web app

Key Specs:

Payment Options:
• Minimum Deposits or Purchase: $1.
• Fiat Deposit Support: Yes
• PayPal Payments: No
• Direct Bank Deposits: Yes
• Credit/Debit Card Payment Support: Yes
• Fiat Currencies Supported: EUR, USD, GBP, USD, AUD, CAD, AUD, and more.
Coins & Token:
• Available Cryptos: 220+
• NFT Support: No
• Apps Support: Yes
• Margin Trading: No
• DeFi Support: No
Transaction Fees:
• Fees to Trade: 0.8% to 1.2%
• Fee to Buy Crypto: 0

Visit Uphold >>


2) Ledger Nano – Best Cold Wallet

The Ledger Nano offers the hardware that supports a multitude of cryptocurrencies. These hardware wallets have an LED display for payment validation and a PIN to confirm the payment. This handheld device is convenient and secure to use.

#2
Ledger Nano
4.9

Coins Supported: BTC, ETH, LTC, DOGE, etc.

Type of wallet: Hardware wallet

Price: $175

Visit Ledger Nano

Features:

  • You can easily access it via USB compatible device.
  • It allows you to install up to 100 applications on your Ledger.
  • This safest ripple wallet offers features like 2-factor authentication, etc.
  • It allows you to secure and control all your crypto in one place.
👍 Pros 👎 Cons
It supports 5500+ coins and tokens. It is expensive
It offers Bluetooth connectivity Does not offer touch screen support.
There is no need for an OTG kit. It has a USB-C cable.
It has 8-hour battery life.

Key Specs:

Coins Supported: 5500+ coins, including Bitcoin, Litecoin, Dogecoin, Ethereum, LINK Chainlink, etc.
Type of Wallet: Hardware wallet
Available Countries: Delivered to all the countries
Mobile App: Android and iOS.
Size: 72mm × 18.6mm × 11.75mm
Battery: Lithium-ion 100mAh battery that gives 8 hours of extended battery life.
Connectivity: Bluetooth and USB-C cable
Customer Support: It has a vast knowledge-based page, live chat, and email chat
Certification: It is certified by CC EAL5+
Staking Support: Yes
Blockchain Support: ERC20
Certification Level: CC EAL5+
Battery: 100mAh.
Price: $175

Visit Ledger Nano >>


3) Binance – Best Wallet with Multiple features

Binance is one of the best XRM wallets that allows you to create a bitcoin wallet and offers a platform for trading more than 150 cryptocurrencies. It also provides an API that helps you to integrate your current trading application.

Binance

Features:

  • This safest ripple wallets offer a wide range of tools for trading online.
  • It is one of the safest bitcoin wallet that provides 24/7 support.
  • This platform is compatible with Web, iOS, Android, and PC clients.
  • Binance offers basic and advanced exchange interfaces for trading.
  • It does 1.2 Bn average daily trading volume with more than 1,400,000 transactions per second.
👍 Pros 👎 Cons
This safest XMR wallet offers a wide range of tools for trading online. Little difficult for beginner crypto enthusiasts.
It provides 24/7 support. No fiat deposits or withdrawals.
This crypto wallet offers basic and advanced exchange interfaces for trading.
More than 100 different cryptocurrencies are available to trade.

Key Specs:

Coins Supported: 1000+ including BTC, ETH.
Type of wallet: Hot wallet
Available Countries: USA, UK, Belgium, France, Italy, and 100+ countries.
Mobile App: Android and iOS.
Insurance: All U.S. dollar deposits at Binance.us are held at custodial bank accounts and insured up to $250,000 for bank failure by the Federal Deposit Insurance Corp.
Staking Support: It launched the “High-Yield Center,” where you can stake and earn up to 104.62% APY.
Blockchain support: BNB, Polygon (MATIC), SOL, Polka dot (DOT), Cardano (ADA), ERC-20, BTC, ETH, LTC, etc.
Launch Year: 2017
Price: Free

Visit Binance >>


4) Trezor – Best Hardware Wallet

The Trezor hardware wallet helps you to store your bitcoins. You can easily plug it into your computer or smartphone. It helps you to randomly generate a PIN code that keeps the device safe and secure.

#4
Trezor
4.7

Coins Supported: BTC, ETH, BCH, LTC, DASH, etc.

Type of wallet: Hardware wallet

Price: €189

Visit Trezor

Features:

  • Ultra-secure offline storage
  • It supports more than 1,000 currencies.
  • Easy-to-use touchscreen
  • Extremely simple to use.
  • It allows you to expose your private key.
👍 Pros 👎 Cons
It offers a color touchscreen. Quite expensive tool
Trezor T is an Open-source firmware. Needs good customer care support
Easy to set up
Provides top-notch security

Key Specs:

Coins Supported: 1800+ including Bitcoin, Ethereum, Ripple, HEX, etc.
Type of Wallet: Hardware wallet
Available Countries: Delivered to all the countries
Mobile App: Android
Compatibility: Linux, Android, Windows 10+, macOS 10.8+
Size: 64 mm x 39 mm x 10 mm
Connectivity: USB-C connector
Staking Support: Trezor hardware wallets do not allow cryptocurrency staking. Users can, however, link the Trezo Model T or Trezor One wallet to a third-party validator or staking pool. They can also use the Exodus wallet as a staking interface
Customer Support: email, Trezor wiki page, FAQ section
Certified: Trezor devices are clearly CE and RoHA certified.
Security: Very secure
Blockchain Support: ERC20
Certification Level: External power source.
Battery: ERC20
Price: 189 EUR

Visit Trezor >>


5) Coinbase – Best Wallet for Beginners

Coinbase is a crypto wallet that can be utilized for purchasing, selling, transferring, as well as storing digital currency. It securely stores a wide range of digital assets in offline storage. This platform supports more than 100 countries.

Coinbase

Features:

  • You can buy and sell any digital currency and keep track of them in one place.
  • It provides an app for both iOS and Android devices.
  • You can schedule your currency trading on a daily, weekly, or monthly bases.
  • It stores your funds in a vault for safety purposes.
  • It is one of the largest cryptocurrency exchanges.
👍 Pros 👎 Cons
Allows you to buy and sell any digital currency and keep track of them in one place. Not available all over the world.
Helps you to schedule your currency trading on a daily, weekly, or monthly basis. Less known coins aren’t supported.
You can store your funds in a vault for safety purposes.
Accepts the fiat currencies

Key Specs:

Coins Supported: 500+ cryptocurrencies, including BTC, ETH, LTC, BCH, DOGE, etc.
Type of wallet: Hot storage
Available Countries: 100+ countries like North America, South America, Europe, Asia, Oceania, Africa, etc.
Mobile App: Android and iOS.
Insurance: Coinbase maintains crypto-insurance and all USD cash balances covered by FDIC insurance, up to a maximum of $250,000.
Staking Support: Up to 8% APY in crypto savings
Blockchain Support: It supports various blockchains like Arbitrum, Avalanche C-Chain, BNB Binance Smart Chain, Gnosis Chain, Fantom Opera, Optimism, Polygon, xDai.
Customer Support: Coinbase help page, emailed support, an automated phone system, and a chatbot.
Regulations: Coinbase is also registered as a Money Services Business with FinCEN.
Available Platforms: Web, Mobile, and Desktop
Launch Year: 2012
Signup Bonus: $5 For US Citizens
Price: Free

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6) Crypto.com – Best Non-custodial DeFi Wallet

Crypto.com is one of the best Bitcoin crypto current wallets that enables you to buy 200+ cryptocurrencies with 20+ fiat currencies. It allows you to access, manage, and spend your funds anytime. Crypto obtain the highest security and compliance standards.

crypto.com

Features:

  • You can trade without any fee and even earn up to 0.01% for the taker fee you paid.
  • You can track 250+ cryptos by setting up Price Alerts and Price Movement Alerts.
  • This crypto wallet offers the lowest fess when you purchase with a credit/debit card or bank transfer
  • You can participate in discount token sales events from The Syndicate and buy crypto with up to 50% OFF discount
👍 Pros 👎 Cons
It offers an extensive list of supported cryptocurrencies Higher fees unless you hold and use CRO
Easy to use interface with robust features Trading fee discounts can be confusing to navigate
Support for an ecosystem of cryptocurrency products
There are certain added benefits for staking CRO.

Key Specs:

Supported Coins: 250+ cryptocurrencies are available like Bitcoin (BTC), Dogecoin (DOGE), Polkadot (DOT), Ethereum (ETH), and LiteCoin (LTC), and much more.
Type of Wallet: Hot wallet
Available Countries: 83+ countries are likely available: Argentina, Austria, Australia, Bahrain, Barbados, Belgium, Bermuda, Brazil, Virgin Islands, British, Bulgaria, Canada, Cayman Islands, Chile, Colombia, Costa Rica, and much more
Customer Support: Help page, email, 24/7 live chat
Mobile App: Android and iOS.
Staking Support: You can earn up to 8.5% interest per year on cryptocurrencies and up to 14.5% interest per year on stablecoins.
Blockchain: BSC, ERC-20, Arbitrum, AVAXC, BEP2, etc.
Price: Free

Visit Crypto.com >>


7) Robinhood Crypto – Best Wallet with a range of Investment Options

Robinhood Crypto is a platform that helps you to buy and sell Ethereum, Dogecoin, and Bitcoin. It allows you to customize your pieces of different companies and funds.

Robinhood Crypto

Features:

  • You can access real-time market data.
  • It enables you to see analyst ratings.
  • You can trade your cryptocurrency by securing your personal information.
  • It allows you to complete buying, selling, or trading your assets using the smartphone application.
  • You can also invest in Equity, Derivates and other assets using the app
👍 Pros 👎 Cons
Easy to use Zero anonymity options
No fees to send or receive crypto
You can send up to $5000 worth of crypto
24*7 customer support

Key Specs:

Supported Coins: BTC, ETH, BCH, LTC, SOL, ETC, DOGE, SHIB, and more
Type of Wallet: Software
Available Countries: almost all countries, with the exception of Cuba, Iran, North Korea, Syria, and the Crimea region of Ukraine
Customer Support: Phone support
Mobile App: Android and iOS.
Certification: Tax Certification
Price: Free

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8) Kraken – Best Wallet with High deposit & withdrawal limits

Kraken is one of the best ripple wallets that offers financial stability by maintaining full reserves, relationships, and the highest legal compliance standards.

Kraken

Features:

  • A highly comprehensive security approach
  • Allows you to buy and sell assets in a single click.
  • You can reach out to their support team via live chat.
  • Kracken automatically checks all addresses for errors.
👍 Pros 👎 Cons
Great security It demands Higher fees when not using Kraken Pro
Gives high liquidity exchange
Nice customer care service
Straightforward user interface

Key Specs:

Coins Supported: 120+ coins are supported, namely: Bitcoin (BTC), Polkadot (DOT), Ethereum (ETH), Dogecoin (DOGE), Cardano, etc.
Type of Wallet: Hot and Cold Wallet
Available Countries: Africa, Asia, Europe, North America, Oceania, South America
Mobile App: Android and iOS.
Staking Support: Yes. The APY ranges from 4% to 12%
Blockchain Support: ERC-20, TRC-20, Polkadot, Solana (SPL), Cardano, Ripple, + 20 other networks.
Customer Support: Available 24/7 via live chat, phone, and email.
Regulations: Kraken is regulated by FinCEN.
Hardware Wallet Compatibility: Yes
Security: High
Price: Free

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9) Coinsmart – Best Wallet for Canadians

Coinsmart is a digital currency exchange that enables you to buy and sell crypto with no hassle. It enables you to access your Bitcoin payment and your cash instantly. This application provides you a quick and easy way to invoice your customer using SmartPay Invoicing.

Coinsmart

Features:

  • Supports a wide range of cryptocurrencies like Bitcoin Cash, XRP, Litecoin, and more.
  • Provides 24/7 Live Support.
  • Trade any currency with just one click.
  • It processes all Fiat withdrawal in few days.
  • Enables you to place customized orders seamlessly.
  • This platform can be accessible from mobile and desktop.
👍 Pros 👎 Cons
Helps you trade any currency with just one click. Fiat withdrawals may take 1-5 business days.
It processes all fiat withdrawals in a few days.
Enables you to place customized orders seamlessly.
You can access this platform from your mobile and desktop.
Offers credit and debit card funding.

Key Specs:

Coins Supported: CoinSmart currently offers 16 Cryptocurrencies, including BTC, ETH, LTC, BCH, EOS, XLM, ADA, DOGE, DOT, etc.
Type of wallet: Cold wallet and Hot wallet
Available Countries: Canada, Austria, Belgium, Cyprus, Denmark, Finland, France, Germany, Ireland, Italy, Netherlands, Norway, Portugal, Spain, Sweden, Turkey
Mobile App: Android and iOS.
Insurance: Their cold wallets are insured by BitGo for 200 million.
Customer Support: CoinSmart provides 24/7 omnichannel customer support, SmartRep, via email or live chat.
Regulations: Canadian Securities Administrators’ (CSA), Investment Industry Regulatory Organization of Canada (IIROC), and Ontario Securities Commission (OSC)
Launch Year: 2018
Staking Support: No
Blockchain support: ERC-20 and standard BTC wallets.
Price: Free

Visit CoinSmart >>


10) Electrum – Best Wallet for Bitcoin

Electrum is one of the best XRP wallets available in the market. It is one of the best Ripple wallet that offers excellent privacy features and keeps your Bitcoins secure.

Electrum

Features:

  • It is one of the best XRP wallets that offer safe transactions and keeps waiting time low via server usage.
  • This ripple desktop wallet app can be used for online transactions and making payments.
  • You can integrate this free Ripple wallet with existing hardware solutions, including KeepKey, Trezor, and Ledger Nano.
  • It is one of the best wallet for XRP that ensures complete verification of all the transactions in your wallet history.
  • Electrum offers great security and prevents theft and fund loss.
👍 Pros 👎 Cons
This platform is easy to set-up. Only supports Bitcoin trading
A widely used platform.
Easy to use UI.

Key Specs:

Supported Coins: Bitcoin
Type of Wallet: Software ,Desktop, Mobile
Available Countries: All the countries
Customer Support: Tutorials, FAQs, Twitter, Reddit, BitcoinTalk
Mobile App: Android
Blockchain Support: Bitcoin Cash, Litecoin, Ripple (XRP)
Certification: Tax Certification
Price: Free

Visit Electrum >>

How to buy Ripple XRP?

To buy Ripple XRP and add funds to your Ripple Wallet, you will require to sign up and buy Ripple (XRP) from Coinmama, then transfer it to your Wallet. Here, we have given Coinmama as an example:

How to buy XRP on Coinmama?

The steps below outline how to buy XRP using the Coinmama platform:

Step 1) Create your Coinmama Account:

  • Open the Coinmama website.
  • If you have an account, just sign in.
  • If you are a new user, select the blue “Sign Up” tab. You will need to enter your email, password, first name, last name, and country of residence.

Step 2) Verify Your Account:

  • To purchase XRP, you need to become verified.
  • It’s necessary to upload your national ID, passport, and various other documents depends on which level of verification you wish to reach.

Step 3) Purchase your XRP:

  • Once signed in and verified, open the option “More Coins” and select Ripple from the drop-down list.
  • You’ll be directed to either purchase a set amount or to enter a custom amount not more than $4,900.
  • Enter the wallet address for where you want your XRP to be sent.
  • Select the “Proceed to Checkout” button.

FAQ:

XRP is a digital currency that provides source liquidity to market makers, payment providers, and banks. The XRP ledger is an open-source product developed by Ripple, which is a privately held company that aims to create and enable a worldwide network of financial institutions and banks.

Here are the best Ripple wallets:

  • Uphold – Best for discovering new, exclusive altcoins
  • Ledger Nano – Best for those who want to store 5500+ crypto in one location.
  • Binance – Best for crypto traders looking for multiple features in their wallets.
  • Trezor – Best for those looking for a digital security solution that transcends cryptos and easily controls your funds.
  • Coinbase – Best for Beginners who have little to no experience in the crypto market.
  • Crypto.com – Best for active traders and anyone interested in using crypto as an actual currency and not just for investment.
  • Robinhood Crypto – Buy and sell Bitcoin, Ethereum, and Dogecoin

Step 1) Create your Coinmama Account:

  • Open the Coinmama website.
  • If you have an account, just sign in.
  • If you’re a new user, select the “Sign Up” tab. You will need to enter your email, password, first name, last name, and country of residence.

Step 2) Verify Your Account:

  • To purchase XRP, you should be verified.
  • Upload your national ID, passport, and various other documents depends on which level of verification you wish to reach.
  • Once verified, you will be able to buy XRP and have your XRP wallet.

Here are some important factors that you should consider while selecting the best crypto wallet for XRP:

  • Usage: The biggest factor you should consider when selecting wallets that support XRP is how you intend to use your crypto. So, If you plan to buy and hold your investment for the long term, a hardware wallet is surely the best choice for you.
  • 2-factor authentication: 2-factor authentication, also known as 2FA. This feature allows you to login only when you verify your identity into the crypto wallet. If someone had your password or able to crack your password through any of a number of methods, they would still require passing the second level of authentication.
  • Multi-signature support: Sometimes, a crypto wallet is owned by several people, like business partners. At that time, multi-signature support needs to help you set the security for the wallet, which is needed for multiple keys before access is granted. This also prevents anyone from spending the funds unauthorized or transferring the funds to another wallet.
  • Exchange with crypto wallets: Many cryptocurrency users are using Coinbase as it offers a variety of tokens, allows you to make payments, buying, selling and trading with the help of the GDAX platform.
  • Multi-currency vs. single currency. Many cryptocurrency owners own multiple cryptocurrencies. Therefore, managing a separate wallet for every currency can be a complex process. Therefore, you should select an XRP wallet app that supports multiple types of currency.
  • QR Code Scanner: If you want to access the mobile crypto wallet, then a QR code scanner is a must. This allows mobile crypto wallets to generate and scan a QR code for coin transfers.
  • Backup Option: Your selected crypto wallet should provide an option for backup. So, in the case when your laptop, PC, or phone device stops working, you can back up your data immediately. Therefore, some mobile crypto wallets like Coinbase provide a handy feature to restore your wallet.

Ripple changed its branding recently, and now it is known as XRP. However, the ticker is the same as $XRP.

The Ripple network does not run with a proof-of-work system like Bitcoin. Instead, transactions depend on a consensus protocol for validating account balances and transactions on the system. The consensus helps to improve the system’s integrity and security by preventing double-spending for the same transaction.

Ripple has no mining or miners whatsoever. Instead, transactions are carried by a “centralized” blockchain that makes the process reliable and faster. Mining is a core principle of almost every Cryptocurrency. Each of them uses their system to determine how much power the miners have.

You can’t mine Ripple, so the only available option is to mine some other Cryptocurrencies like Bitcoin, Litecoin. After that, you need to select exchanges that allow you to convert your Cryptocurrencies like BTC to XRP.

To receive free Ripple (XRP), you should Sign Up with an account on Idle-Empire, watch videos, answer few paid surveys, and redeem points for Ripple coins.

It is probably good for short periods, but if you want to secure your XRP, you should look for a hardware wallet.

XRP is a digital asset, while Ripple refers to a company that develops the Ripple Consensus Ledger. Ripples sell off XRP coins in escrow to the new trading members. The higher the price of XRP, the more coins you can raise from the sale.

Yes, you can store all your cryptocurrencies in the same wallet. You can follow crypto storage best practices as most cryptocurrency traders do. You can keep both a software and a hardware wallet to store your cryptos.

However, you can also utilize multiple wallets to ensure that your assets are safe and sound. This is how crypto wallets help you store your cryptocurrencies, so you will not lose all of your assets.

Here are some important types of Crypto Wallets:

  • Hot wallets. These wallets use keys (a type of cryptography or a password) created or stored on a device that should have access to the Internet. Hot wallets provide high utility, but they are considered less secure than cold wallets.
  • Cold wallets: These wallets use keys created on a device that should have access to the Internet. They are also known as hardware wallets. Cold wallets are the physical devices in which cryptocurrencies are stored.
  • Hosted wallets: These wallets are live on another server that you don’t have control of. Hosted wallets are used by hackers, as they hold the data of all the funds from the wallets on the server. Hosted wallets offer various levels of protection as third parties insure some hosted wallets.
  • Decentralized wallets. In a decentralized wallet, you are the only person that holds the keys to your crypto wallet. A decentralized wallet never gives you a guarantee of complete privacy. However, it also means you do not rely on a 3rd party to send, receive or store your Cryptocurrency. This helps you to ease some security risks associated with hosted wallets.
  • Hardware Wallets: Hardware wallets are physical items (like a type of USB drive). The Ledger Trezor, Nano X, are popular names in hardware wallets. They are considered a highly secured type of wallets.
  • Software Wallets: This type of online crypto trading platform does not require downloading and can be accessed through an internet browser.

BEST Ripple Wallet Apps: Top Picks

#1 Best Overall

Uphold

✔️ Coins Supported: BTC, ETH, XRP, 200+ more

✔️ Type of wallet: Custodial wallets

✔️ Price: Free

Get Wallet

#2 Top Pick

Ledger Nano

✔️ Coins Supported: BTC, ETH, LTC, DOGE, etc.

✔️ Type of wallet: Hardware wallet

✔️ Price: $175

Get Wallet

Binance

✔️ Coins Supported: BTC, ETH, DOT, ADA.

✔️ Type of wallet: Software wallet

✔️ Price: Free

Get Wallet

Trezor

✔️ Coins Supported: BTC, ETH, BCH, LTC, DASH, etc.

✔️ Type of wallet: Hardware wallet

✔️ Price: €189

Get Wallet

Coinbase

✔️ Coins Supported: BTC, ETH, LTC, BCH, DOGE.

✔️ Type of wallet: Hot storage

✔️ Price: Free

Get Wallet

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