7 Best XRP Wallet in 2025

Ripple(XRP) is a privately held company aiming to create and enable a global network of financial institutions and banks. XRP is an open-source digital currency created by Ripple that provides source liquidity to payment providers, market makers, and banks. It offers financial institutions a quick and reliable option for sourcing liquidity on demand.

There are many Ripple wallets in the market, and it’s difficult to choose an online XRP wallet for your crypto storage needs. Following is a curated list of top Ripple wallet apps that are easy to use and super-secure. The list contains free and paid apps with popular features and website links. Read more…

Best XRP Wallet (Ripple Wallet) Reviews to Buy XRP

Name	Coins Supported	Type of wallet	Price	Link
Zengo	1000+ including BTC, ETH, USDT, USDC etc.	Software wallet	Free	Learn More
Uphold	BTC, ETH, XRP, XLM etc.	Custodial wallets	Free	Learn More
Tangem Wallet	BTC, ETH, LTC, etc.	Hardware wallet	$54.90	Learn More
Kraken	BTC, ETH, DOT, XRP, etc.	Hot & Cold wallets	Free	Learn More
Ledger XRP Wallet	BTC, ETH, LTC, DOGE, etc.	Hardware wallet	$169	Learn More

1) Zengo

Most Secure Non-custodial Wallet

Zengo is the most secure non-custodial wallet in Web3 by removing the private key vulnerability, making it the simplest yet most secure wallet to invest in cryptocurrency. Create an account in less than 60 seconds and be the true owner of your crypto.

There is an extensive library of top-notch content available at Zengo, including educational videos, articles, blog posts, and podcasts on the topic of cryptocurrencies.

Features:

• Keyless MPC & 3FA Guardian Security: Zengo swaps fragile seed phrases for MPC and an optional 3FA kit. XRP stays safe even if the phone vanishes. I watched the Web3 Firewall block a phishing dApp at the 2024 MPC Summit.
• Instant XRP Buy, Store, Swap & Send: Buy, store, send and swap XRP plus 1000+ coins securely without leaving the app. Visa, Mastercard and Maestro cleared instantly when I tested, so my Ripple was spend-ready in under five minutes. Totals update in real time. Cross-asset swaps bridge Bitcoin, Ether and XRP seamlessly.
• Fee Control & 1-Tap Transaction Turbo: Network-fee control is granular. Economy, regular, and fast modes let you decide if cost or confirmation speed matters more. When Bitcoin mempools clogged last week, I tapped Speed Up and the transaction repriced itself, landing in the next block. You can even cancel a mistaken send before miners seal it.
• Enterprise-Grade Multi-User & Legacy Tools: Power users and teams can upgrade to Zengo Business for multi-user governance and spending limits, or enable Legacy Transfer so heirs inherit XRP automatically after inactivity. I piloted these tools with a Tel Aviv treasury startup; the dashboard made role assignments intuitive and removed our need for a separate custodian.
• 24/7 Live Customer Support: Real humans answer Zengo’s in-app chat 24/7, not bots. I tested at 3 a.m. UTC and an agent resolved an XRP fee query in two minutes, sharing screenshots. While using this feature one thing I noticed, attaching a transaction hash upfront cuts the support time in half.

Visit Zengo >>

Free Wallet

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2) Uphold

Secure your assets with the confidence of Uphold Vault’s assisted key replacement and access to instant trading.

Introducing the pioneering “assisted” self-custody solution seamlessly embedded in the Uphold app. Designed to enhance the security of your assets and shield against the risk of losing your private keys. Here’s a breakdown of how it operates: Your Uphold Vault employs a system with three keys. Users have exclusive control over the funds in the Vault by holding two out of the three keys, ensuring total control and ownership. The remaining key, Uphold’s key, acts as a co-signer for user-initiated transactions, providing an additional layer of security. Additionally, the Vault offers a key replacement service for added peace of mind. Currently, the live beta of the Vault supports XRP, and there are plans for further network integrations in 2024.

Features:

• In case of lost private keys, Vault enables users to initiate key replacement, ensuring a secure recovery pathway for accessing assets.
• Easily transfer assets to Uphold and trade 24/7 with a single click
• Users can access and move funds directly on-chain using the Vault Assist Tool with their two keys, even without Uphold app access.

Visit Uphold >>

Free Wallet

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3) Tangem Wallet

Best crypto wallet ranking

Tangem Wallet is a digital currency exchange that enables you to buy and sell crypto with no hassle. It enables you to access your Bitcoin payment and other cryptocurrencies instantly. The other component is the Tangem mobile app, available on iOS and Android platforms.

Tangem Wallet, launched in 2017, It allows me to store, buy, sell, send, receive, and exchange over 16000 coins. It allows you to connect to DeFi and dApps via WalletConnect. Tangem has a mobile app that serves as an interface for the wallet. It has a rapidly growing, vibrant community, a help center/knowledge base, and provides 24/7 customer support via email.

Features:

• Supports a wide range of cryptocurrencies like Bitcoin, XRP, Ethereum, and more.
• Provides 24/7 Live Support.
• Tangem Wallet allows users to securely store, receive, and manage NFTs across blockchains like Ethereum, Solana, and Polygon, and connect to OpenSea via WalletConnect.
• It processes all Fiat withdrawal in few days.
• Enables you to place customized orders seamlessly.
• This platform can be accessible from mobile and desktop.
• Comprehensive help center, chat, and email assistance.
• Platform usage is entirely free.

Visit Tangem Wallet

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4) Kraken

Best Wallet with High deposit & withdrawal limits

Kraken is one of the best ripple wallets that offers financial stability by maintaining full reserves, relationships, and the highest legal compliance standards.

Kraken, a leading cryptocurrency exchange, supports 120+ coins, including popular ones like BTC, ETH, and DOT. With both hot & cold wallet options, it serves users across continents from Asia to South America. Available on Android and iOS, Kraken offers staking with APYs from 4% to 12%. It’s compatible with multiple blockchains such as ERC-20, TRC-20 & Polkadot.

Features:

• A highly comprehensive security approach.
• Allows you to buy and sell assets in a single click.
• You can reach out to their support team via live chat.
• Kracken automatically checks all addresses for errors.
• 24/7 customer support via live chat, phone, email.
• Regulated by FinCEN for added trust.
• Compatible with hardware wallets.
• Prioritizes high-level security measures.
• Platform usage is entirely free.

Visit Kraken >>

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5) Ledger XRP Wallet

Best Cold Wallet

The Ledger XRP Wallet offers hardware designed specifically for XRP and other cryptocurrencies. These hardware wallets have an LED display for payment validation and a PIN to confirm the payment. This handheld device is convenient and secure to use.

Ledger XRP Wallet is a hardware wallet supporting 1000+ cryptocurrencies such as Bitcoin, Ethereum & Litecoin. It’s available worldwide and offers mobile apps for Android & iOS. Compact in size (72mm × 18.6mm × 11.75mm) and long-lasting security, this device is an excellent choice for anyone looking for top-tier security and ease of use for XRP management.

Features:

• Your private keys are stored offline, reducing the risk of hacking or theft.
• Easily manage XRP and other cryptocurrencies with the Ledger Live app, available on both desktop and mobile.
• It allows you to secure and control all your crypto in one place.
• Extensive Customer Support: Knowledge base, live chat, and email assistance.
• Swap XRP for other cryptocurrencies directly from the Ledger Live app with full security.
• Staking Support: Earn rewards.
• Affordable: Priced at just $169.

Visit Ledger XRP >>

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6) Binance

Best Wallet with Multiple features

Binance is one of the best XRM wallets that allows you to create a bitcoin wallet and offers a platform for trading more than 150 cryptocurrencies. It also provides an API that helps you to integrate your current trading application.

Binance, a popular cryptocurrency platform, supports 1000+ coins, including BTC and ETH. It offers a hot wallet, accessible in the USA, UK, Belgium, France, Italy, and over 100 countries, with mobile apps for both Android and iOS. U.S. users also benefit from insurance coverage, with deposits insured up to $250,000 against bank failure by the Federal Deposit Insurance Corp.

Features:

• This safest ripple wallets offer a wide range of tools for trading online.
• It is one of the safest bitcoin wallet that provides 24/7 support.
• This platform is compatible with Web, iOS, Android, and PC clients.
• Earn up to 104.62% APY in the “High-Yield Center.”
• Diverse Blockchain Support: BNB, MATIC, SOL, DOT, ADA, BTC, ETH, LTC, and more.
• Completely free to use.
• Binance offers basic and advanced exchange interfaces for trading.
• It does 1.2 Bn average daily trading volume with more than 1,400,000 transactions per second.

Visit Binance >>

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7) Trust Wallet

Best Wallet for XRP

Trust Wallet is one of the best XRP wallets available in the market. It offers excellent security and privacy features while keeping your XRP and other cryptocurrencies secure.

Trust Wallet is a mobile app that supports a wide range of cryptocurrencies, including XRP, and provides seamless access to blockchain networks. It is available for both Android and iOS, and its user-friendly interface makes it ideal for both beginners and experienced users. Trust Wallet ensures you have complete control over your private keys and recovery phrases, providing peace of mind and security for your XRP holdings.

Features:

• It provides encrypted backups and a secure environment for your XRP transactions.
• Supports a wide variety of cryptocurrencies beyond XRP, allowing for multi-asset management within a single app.
• You can easily buy, sell, and swap XRP using a range of fiat currencies, such as USD, EUR, and GBP, all within the app.
• It runs on an open-source framework.
• Users cannot hold keys on the Trust wallet.

Link: https://trustwallet.com/xrp-wallet

How do I get an XRP Wallet?

Step 1) Create your Coinmama Account:

• Open the Coinmama website.
• If you have an account, just sign in.
• If you’re a new user, select the “Sign Up” tab. You will need to enter your email, password, first name, last name, and country of residence.

Step 2) Verify Your Account:

• To purchase XRP, you should be verified.
• Upload your national ID, passport, and various other documents depends on which level of verification you wish to reach.
• Once verified, you will be able to buy XRP and have your XRP wallet.

What should you look for in a XRP Wallet?

Here are some important factors that you should consider while selecting the best crypto wallet for XRP:

• Usage: The biggest factor you should consider when selecting wallets that support XRP is how you intend to use your crypto. So, If you plan to buy and hold your investment for the long term, a hardware wallet is surely the best choice for you.
• 2-factor authentication: 2-factor authentication, also known as 2FA. This feature allows you to login only when you verify your identity into the crypto wallet. If someone had your password or able to crack your password through any of a number of methods, they would still require passing the second level of authentication.
• Multi-signature support: Sometimes, a crypto wallet is owned by several people, like business partners. At that time, multi-signature support needs to help you set the security for the wallet, which is needed for multiple keys before access is granted. This also prevents anyone from spending the funds unauthorized or transferring the funds to another wallet.
• Exchange with crypto wallets: Many cryptocurrency users are using Coinbase as it offers a variety of tokens, allows you to make payments, buying, selling and trading with the help of the GDAX platform.
• Multi-currency vs. single currency. Many cryptocurrency owners own multiple cryptocurrencies. Therefore, managing a separate wallet for every currency can be a complex process. Therefore, you should select an XRP wallet app that supports multiple types of currency.
• QR Code Scanner: If you want to access the mobile crypto wallet, then a QR code scanner is a must. This allows mobile crypto wallets to generate and scan a QR code for coin transfers.
• Backup Option: Your selected crypto wallet should provide an option for backup. So, in the case when your laptop, PC, or phone device stops working, you can back up your data immediately. Therefore, some mobile crypto wallets like Coinbase provide a handy feature to restore your wallet.

How to buy XRP on Coinmama?

The steps below outline how to buy XRP using the Coinmama platform:

Step 1) Create your Coinmama Account:

• Open the Coinmama website.
• If you have an account, just sign in.
• If you are a new user, select the blue “Sign Up” tab. You will need to enter your email, password, first name, last name, and country of residence.

Step 2) Verify Your Account:

• To purchase XRP, you need to become verified.
• It’s necessary to upload your national ID, passport, and various other documents depends on which level of verification you wish to reach.

Step 3) Purchase your XRP:

• Once signed in and verified, open the option “More Coins” and select Ripple from the drop-down list.
• You’ll be directed to either purchase a set amount or to enter a custom amount not more than $4,900.
• Enter the wallet address for where you want your XRP to be sent.
• Select the “Proceed to Checkout” button.

What are some important types of Crypto wallets are there?

Here are some important types of Crypto Wallets:

• Hot wallets. These wallets use keys (a type of cryptography or a password) created or stored on a device that should have access to the Internet. Hot wallets provide high utility, but they are considered less secure than cold wallets.
• Cold wallets: These wallets use keys created on a device that should have access to the Internet. They are also known as hardware wallets. Cold wallets are the physical devices in which cryptocurrencies are stored.
• Hosted wallets: These wallets are live on another server that you don’t have control of. Hosted wallets are used by hackers, as they hold the data of all the funds from the wallets on the server. Hosted wallets offer various levels of protection as third parties insure some hosted wallets.
• Decentralized wallets. In a decentralized wallet, you are the only person that holds the keys to your crypto wallet. A decentralized wallet never gives you a guarantee of complete privacy. However, it also means you do not rely on a 3rd party to send, receive or store your Cryptocurrency. This helps you to ease some security risks associated with hosted wallets.
• Hardware Wallets: Hardware wallets are physical items (like a type of USB drive). The Ledger Trezor, Nano X, are popular names in hardware wallets. They are considered a highly secured type of wallets.
• Software Wallets: This type of online crypto trading platform does not require downloading and can be accessed through an internet browser.

FAQ:

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