8 BEST Crypto Wallet App (2025)

Every transaction begins with trust, and that trust depends on the crypto wallet you rely on. A wallet that stores your cryptocurrency must do more than hold—it should empower. My experience has shown that security, usability, and recovery features are deal-breakers for most users. This content helps identify the BEST Crypto Wallet App that balances innovation with safety. Emerging wallets now integrate decentralized identity protocols for added security.

You must note that, it is highly necessary to use a reliable crypto wallet to securely store your cryptocurrencies. Hence, I researched 30+ best crypto wallet options with over 100+ hours of meticulous work to bring you this comprehensive guide. My unbiased and insightful review details the features, pros and cons, and pricing of each wallet. Read the full article for exclusive and trusted insights.

BEST Cryptocurrency Wallets: Top Picks!

1) Zengo

Most secure non-custodial wallet

Zengo has completely redefined what I expect from a crypto wallet. I reviewed its recovery system and was amazed by the absence of seed phrases. This may help many users avoid the anxiety tied to lost credentials. During my research, I found that Zengo’s ease of setup and use is one of the most effective combinations I have seen in the Web3 wallet space. It offers top-notch biometric protection without the friction of traditional wallets. It is important to consider this wallet if you value both security and user experience. I personally recommend it for anyone transitioning into self-custody. Crypto traders dealing with multiple tokens have adopted Zengo to simplify access and reduce lockouts from traditional wallets, cutting their login time in half.

Zengo is the first Web3 wallet with no private key vulnerability, secured by encrypted biometrics. While this technology has been used by billion-dollar institutions for years, Zengo is the 1st wallet to offer these advanced security features as a crypto wallet. Millions of dollars of NFTs have been lost or stolen because of private key mismanagement. With no private key to lose or steal, Zengo’s wallet removes the main vulnerability leading to NFT theft – a hacker’s worst nightmare.

According to my research, Zengo offers 24/7 in-app customer service with real people and supports 1000+ assets, including Bitcoin, Ethereum, and Tezos.

Are my coins secure?

After a thorough research, I found out that Zengo’s advanced security makes it very difficult for hackers to access your wallet. After signing, I confirmed my registration by clicking the link in my email. Lastly, I had to set my encrypted biometrics. This wallet also uses MPC-based cryptography technology, making it extremely secure. They have also implemented a guaranteed access solution called “Chill Storage™” that allows you to access your funds in extreme cases.

What if the exchange is hacked?

There are no cases of Zengo being hacked as their security processes are robust, leveraging 3FA and advanced MPC cryptography. They even organized a competition to invite hackers to hack accounts holding 1BTC. However, having such a high and secure level of security, all the hackers failed to hack into the wallets.

Features:

• Cryptocurrency Support: Coverage spans 1000+ coins across Bitcoin, Ethereum, USDT, USDC, Solana, and freshly added XRP. I bought meme tokens, swapped them for USDT, and withdrew to a Binance Smart Chain address without ever leaving the app.
• Web3 Firewall & Integrated NFT Wallet: Zengo’s built-in NFT gallery let me view a Pudgy Penguin offline and sign its sale through WalletConnect in two taps. The Web3 Firewall annotated every contract call in plain English, flagging risky permissions. You will notice anxiety vanish once those human-readable alerts pop up. DeFi suddenly feels approachable.
• Keyless MPC Security & 3-Factor Recovery: Zengo replaces fragile seed phrases with multi-party computation and triple-factor recovery. Your device holds one share, their servers hold another, while FaceLock seals the deal. While testing this feature, I discovered that backing up the encrypted recovery file to iCloud accelerated restoration during a lost-phone drill. Bulletproof peace of mind.
• Staking Options: I staked Tezos and Ethereum right from the wallet dashboard, with real-time APR tracking and withdrawal flexibility. Zengo routes via WalletConnect so rewards hit your address directly, preserving custody. Gas fees displayed before confirmation, avoiding nasty surprises. The process felt smoother than exchanges’ earn portals.
• Legacy Transfer: Legacy Transfer quietly solves crypto estate planning. I nominated my sister as beneficiary; if I disappear for twelve months, Zengo’s inactivity trigger hands her access-no lawyers, keys, or KYC. Academic peers at Tel-Aviv University praised the MPC design in a 2023 white paper. It is peace-of-mind insurance.

Visit Zengo >>

Free Wallet

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2) Uphold

Best for discovering new, exclusive Altcoins

During the period of my review, I checked how Uphold supports over 10 million users globally, providing a trustworthy platform that updates its financial data every 30 seconds. For clients prioritizing a secure investment environment with the potential for portfolio diversification, this option merits exploration.

Are my coins secure?

Uphold is committed to robust security measures, including SOC 2 Type 2, ISO 27001, and PCI DSS certifications, ensuring stringent control over information security, data handling, and payment processing. As per my research, Uphold also warns users about the high risks and speculative nature of crypto assets, advising careful consideration of financial conditions before trading or holding such assets.

What if the exchange is hacked?

No hacking attempts have been found in the history of Uphold to date.

Features:

• Exchange Connectivity: It is connected to 26 exchanges for optimal token pricing. I could stake numerous cryptocurrencies with competitive APYs.
• Reward Incentives: I appreciate the free debit card that offers XRP cashback. Also, the staking rewards are paid weekly every Tuesday. 
• Investment Automation: It helped me automate transactions for efficient dollar-cost averaging. I could also send funds via email to any other Uphold account.
• Trading Flexibility: I could place up to 50 limit orders simultaneously without pre-funding. It lets me trade between multiple asset classes (crypto, fiat currencies, metals, stocks). I worked with a digital agency that managed crypto payroll. This feature helped them automate conversions across fiat and crypto without locking capital. It streamlined treasury ops and improved fund availability.
• Data Protection: Uphold complies with GDPR, CCPA, and the UK Data Protection Act, emphasizing their dedication to protecting personal data and privacy rights globally. 

Visit Uphold >>

Free Wallet

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3) Kraken

Best wallet with high deposit & withdrawal limits

Kraken delivers a comprehensive and secure wallet platform that I tested while exploring different crypto management tools. I could access my funds instantly, with a smooth interface that made everything feel intuitive. The best way to describe it is: it helps you manage your crypto without needing technical expertise. This may help many newcomers avoid the usual confusion. These days, online retailers are integrating Kraken’s wallet for faster transaction confirmations and reliable payout flows.

Kraken was founded in 2011 by Jesse Powell in San Francisco. It also supports several institutional and individual investors with competitive prices in cryptocurrency trading. Kraken was launched after two years of development and rigorous testing.

Are my coins secure?

Kraken offers several security checks, such as SSL encryption, precise API key permission control, 2FA withdrawal email confirmation, strict surveillance, and air-gapped cold storage. As per my research, Kraken holds nearly 95% of deposits in air-gapped cold storage.

What if the exchange is hacked?

Kraken has lived up to its performance and has never been hacked in the last 8 years. Breaching through its security level is a tough nut to crack.

Features:

• Cryptocurrency Diversity: It supports over 200 cryptocurrencies, including Bitcoin, Polkadot, and Ethereum. I found it compatible with both Android and iOS mobile platforms.
• Wallet Flexibility: I received both hot and cold wallet options for enhanced flexibility. It is available across continents, including Africa and South America.
• Blockchain Compatibility: Kraken works with multiple blockchains like ERC-20, TRC-20, and Polkadot. It offered me staking options with APYs from 4% to 12%.
• Security Measures: I felt secure with its top-tier security and data protection. FinCEN strictly regulates this platform for enhanced user safety. While working with a legal-tech firm handling crypto settlements, I recommended Kraken due to its regulatory compliance. Their legal team was impressed by the FinCEN oversight, which helped meet KYC standards and secure client confidence during fund transfers.
• Customer Support: It offers 24/7 support via live chat, phone, and email.
• Cost Effectiveness: Kraken is completely free to use, making it accessible to everyone.

Visit Kraken >>

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4) Binance

Best wallet with multiple features

Binance gave me a powerful yet intuitive experience that I could rely on for my crypto management needs. I particularly appreciate how it brings together wallet services with robust trading options under one roof. It is a great option for those who want a feature-rich environment without the usual complexity. I found that it keeps everything organized, from spot trading to staking. Mobile game developers are using Binance Wallet to handle microtransactions and distribute crypto rewards efficiently, leading to improved user retention and monetization.

Using this crypto wallet, I could access leading crypto features like Auto-invest, staking, Defi, Futures and Options, and P2P trades. Their average 24-hour trading volume is worth $100 billion, which credits the users’ trust in their system. Binance’s native coin, BNB, is among the top 5 cryptos globally. This crypto exchange also has a Blockchain called the Binance Chain.

Are my coins secure?

Binance has a super-safe security system that ensures your coins are safe. I found out that it uses two-factor authentication (2FA) verification, device management, address whitelisting, and cold storage. 95% of coins are stored in cold storage.

What if the exchange is hacked?

In 2019, Binance faced a large-scale security breach, and hackers stole 7,000 bitcoins, which is equivalent to over $40 million. The prudent thing is that the Binance team closed all the deposits and withdrawals during that period. The company returned all the money to the users whose account was hacked.

Features:

• Cryptocurrency Variety: It supports over 500 coins, including BTC and ETH. I found out that it is available in over 100 countries, such as the USA, UK, and Belgium.
• Wallet Type: Binance primarily functions as a hot wallet. I found its mobile app compatible with both Android and iOS platforms.
• Deposit Insurance: You get U.S. dollar deposits insured up to $250,000 by FDIC. Its “High-Yield Center” allows staking with up to 104.62% APY.
• Blockchain Support: As per my research, it supports BNB, Polygon, SOL, and Cardano blockchains. It also allowed me to use ERC-20, BTC, ETH, and LTC cryptos.
• Cost Efficiency: You get a platform that is completely free to use. While consulting a freelance design collective, I noticed how Binance helped them avoid hefty transaction fees when moving client payments in crypto. With zero wallet maintenance costs, they preserved more revenue and reinvested in creative tools. For small teams, this cost-saving edge makes a big difference.

Visit Binance >>

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5) Coinbase Wallet

Best wallet for beginners

During my analysis, I was impressed by the functionality of Coinbase as a hot crypto wallet. I could unleash the full potential of my digital assets with this centralized platform. It helped me enjoy a seamless workflow for NFT and cryptocurrency transactions, all within a secure environment.

It supports more than 100 countries and over 35 million people who trust Coinbase to sell, buy, store, and earn cryptocurrency. This Crypto wallet can store digital collectibles and NFTs and supports 500+ crypto assets.

Are my coins secure?

Coinbase Wallet is non-custodial, hence, I could have access to my wallet’s private key. It is generated with a 12-word recovery phrase on your sign–up. This site also provides two-step verification, Biometric logins, FDIC-insured USD balances, and AES-256 encryption for digital wallets.

What if the exchange is hacked?

Like everything, nothing is perfect, such as FBI headquarters, which can also be hacked/infiltrated. Even with the best security measures, Coinbase was hacked in 2021. The good thing is that they proactively disclosed the event. They also took steps to prevent future breaches and reimbursed the victims.

Features:

• Cryptocurrency Support: It supports over 500 cryptocurrencies like BTC, ETH, and DOGE. I received crypto-insurance and FDIC coverage up to $250,000.
• Wallet Type: Coinbase functions primarily as a hot storage wallet. It is strictly regulated and registered with FinCEN.
• Global Access: I found out that it is accessible in over 100 countries across multiple continents. You can get tailored mobile apps for Android and iOS platforms.
• Staking Rewards: It provides staking options with up to 8% APY in crypto. I received a $5 signup bonus as a US citizen.
• Blockchain Compatibility: I found it compatible with blockchains like Arbitrum and Binance Smart Chain.
• Customer Support: I could get comprehensive support via a help page, email, phone, and chatbot. While guiding a small DeFi startup, we faced a token transfer glitch during a crucial audit. I reached Coinbase support through chat and had it resolved in minutes. Their quick, multi-channel support helped the team avoid costly delays and build investor confidence.
• Cost Efficiency: It is free for all users to use.

Visit Coinbase >>

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6) Crypto.com

Best non-custodial DeFi wallet

During the period of my assessment, I analyzed how Crypto.com caters to both novice and experienced traders with its vast selection of coins and additional financial tools. Its all-encompassing platform supports not just trading but also a broader crypto-financial ecosystem.

While using it, I could also hold my crypto for a set period of time and earn up to 14.5% interest on it. Crypto was founded in 2016 in Hong Kong by Bobby Bao, Rafael Melo, Kris Marszalek, and Gary Or. It currently has 10M+ users from 90+ countries.

Are my coins secure?

Crypto.com is peer-reviewed and uses static and dynamic source code analysis tools. It uses two-step verification, cold storage, and a rewording bug bounty program.

According to my research, if you are a U.S. resident, your USD balances are held at Metropolitan Commercial Bank, an FDIC member, and are insured up to $250,000. You will have ownership of those funds, meaning Crypto.com or its creditors can’t claim your fiat funds.

What if the exchange is hacked?

On 18th Jan 2022, Crypto.com was hacked, and around $15 million was robbed. However, the team reassured all the users who lost their money during the robbery and reimbursed them.

Features:

• Global Accessibility: During the research, I noticed that it is accessible in 83+ countries, such as Argentina, Canada, and Australia. It supports over 350 cryptocurrencies, including BTC, DOGE, and ETH.
• Mobile Compatibility: I received tailored mobile apps for Android and iOS. It adheres strictly to global regulatory standards. I appreciate the seamless and user-friendly trading experience.
• Crypto Staking: It offered me staking with up to 8.5% interest on cryptocurrencies. The yield goes up to 14.5% interest annually on stablecoins. I found it compatible with blockchains like BSC, ERC-20, and AVAXC.
• Security Assurance: This wallet operates primarily as a hot wallet for secure transactions. It ensures top-tier security and protection of user data. While assisting a mid-sized gaming studio managing NFT royalties, I recommended Crypto.com for its reliable hot wallet setup. It enabled them to process daily micro-transactions safely without risking key exposure. Their dev team appreciated the balance between speed and security.
• Customer Support: I could access its support via the help page, email, and 24/7 live chat.
• Cost Efficiency: Available to users at no cost.

Visit Crypto.com >>

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7) Paybis

Best crypto wallet for easy access and global accessibility

I checked the Paybis and it stands out as an excellent crypto wallet for users who prioritize ease of access, security, and versatility. With its straightforward interface, integration of multiple cryptocurrencies, and an easy-to-use setup, Paybis provides a seamless experience for both beginners and advanced users.

For setup, I simply needed to create an account and log in via email, skipping the need to manage complicated private keys or seed phrases. It’s incredibly easy to get started and makes the whole process less intimidating for newcomers.

Are my coins secure?

Paybis employs high-level security measures, including two-factor authentication (2FA) and encryption, to protect user assets. Transactions are processed through secure channels to ensure that your crypto is safe at all times.

What if the exchange is hacked?

While Paybis has an excellent security track record, as with any online wallet, it’s always recommended to use extra precautions such as 2FA and secure connections to avoid exposure.

Features:

• Cryptocurrency Support: Paybis supports a wide range of cryptocurrencies, including popular coins like Bitcoin and Ethereum, along with various altcoins. It allows for easy purchasing, selling, and swapping directly within the app.
• Design and Compatibility: The platform offers a simple interface accessible both on desktop and mobile, ensuring that users can access their crypto wherever they go. It’s available on both iOS and Android platforms for ease of use.
• Transaction Speed: Transactions through Paybis are fast and secure, with almost instant buying and selling of cryptocurrencies. While managing crypto payouts for a remote content agency, I leaned on Paybis to settle invoices quickly. Instant transaction speed helped maintain trust with freelancers across five countries. The team appreciated timely payments, and I saved hours in manual confirmations.
• Customer Support: Paybis offers 24/7 live support through their support portal, email, and live chat to address any queries and concerns.
• Fees: You don’t pay network and service fees when you buy bitcoin. It’s an option to avoid costly trading fees across different exchanges.

Visit Paybis >>

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8) Trezor Safe 5

Best hardware wallet for those on a budget

I recommend the Trezor Safe 5 for anyone searching for a highly secure cold wallet. As a product of Satoshi Labs, released in 2016, it provides advanced features that cater well to the needs of crypto traders.

With Trezor Wallet, you can protect your cryptos, digital assets, and passwords from hacks. I found out that it supports more than 1000 coins and tokens. The next-generation hardware wallet has several features. It includes a touchscreen display, a faster processor, and top-notch security.

Are my coins secure?

Trezor 5 is the first hardware that implements Shamir Backup (SLIP39), making it more secure for you. It also contains a passphrase for additional security to your recovery seed (BIP32, BIP39, BIP44, SLIP39).

It is not saved anywhere on the device, making it more theft-free. During the research, I found out that Trezor 5 firmware constantly gets updated. It supports several other security levels like PIN setup, U2F, etc. It also has a feature like device recovery, which allows you to recover all lost data.

What if the exchange is hacked?

No reports of hacking have been made to date.

Features:

• Cryptocurrency Support: It supports over 1000 coins, including Bitcoin, Ethereum, and Ripple. I found out that it is available for delivery to all countries worldwide.
• Wallet Security: It functions as a highly secure cold wallet. As per my research, it boasts CE and RoHA certifications.
• OS Compatibility: It is compatible with Linux, Android, Windows 10+, and macOS 10.8+. It primarily supports the ERC20 blockchain.
• Device Dimensions: It has a compact design that measures 65.9mm x 40mm x 8mm. I could connect it via a USB-C connector for seamless usage.
• Staking Integration: Trezor Safe 5 supports staking through third-party validators, not directly. I could utilize the Exodus wallet for staking. While managing crypto assets for a boutique investment advisory, I used this setup to offer staking rewards to long-term clients. It allowed secure cold storage via Trezor while generating passive income through Exodus. The hybrid workflow balanced yield with airtight security.
• Customer Support: It offers comprehensive support options, including email, Wiki, and FAQs.
• Pricing: Trezor Safe 5 is priced at $169.

Visit Trezor Safe 5

Quick Quiz: Which Bitcoin wallet is best for you?

1. Preferred storage method?

Hardware device (Bluetooth-enabled)
Touch-screen hardware device
Desktop & mobile app
Lightweight desktop client

2. What matters most to you?

Balance of security & ease-of-use
Top-tier security + open-source
Slick UI & built-in swap
Advanced features (multi-sig, custom fees)

3. How many different crypto assets will you store?

10+
BTC + a few others
I like holding many alt-coins
Only Bitcoin

Show my best match →

How to set up a cryptocurrency wallet?

Here is a step-by-step process that I used to set up a cryptocurrency wallet (The steps to set up a cryptocurrency wallet may slightly vary from application to application, but the core process remains the same for all apps) :

• Step 1) To set up a wallet, you must first download a crypto wallet app. Be sure to download only the best crypto wallet.
• Step 2) You can create an account once the download is complete. In non-custodial wallets, you do not have to share your personal details to create an account, hence, it is quick and simple.
• Step 3) Write down the crypto private key and store it in a safe location. It is a random 12-word phrase that you will need to access your crypto.
• Step 4) Now, you can transfer your cryptocurrencies to your wallet and start using them.

As per my review, some of the top crypto wallets you can choose from are Zengo, Binance, Prime XBT, and Ledger Nano X.

What are some essential types of Crypto wallets?

Here are some important types of Crypto Wallets:

• Hot wallets: These types of wallets use keys (a type of cryptography, kind of like a password) that were created or stored on a device that has access to the internet. Hot wallets provide high utility, but they are considered less secure than cold wallets.
• Cold wallets: These types of wallets use keys created on a device that has access to the internet. They are also known as hardware wallets since cold wallets are stored on physical devices.
• Hosted wallets: These live on another server that you don’t have control over. Hackers use hosted wallets because they hold the data of all the funds from the wallets on the server. Hosted wallets offer various levels of protection, as third parties insure some hosted wallets.
• Decentralized wallets: In a decentralized wallet, you are the only person who holds the keys to your crypto wallet. A decentralized wallet never gives you a guarantee of complete privacy. However, it also means you don’t rely on a 3rd party to send, receive, or store your cryptocurrency. This helps you to ease some security risks associated with hosted wallets.
• Hardware Wallets: Hardware wallets are physical items (like a USB drive). The Ledger Trezor, Nano X, and KeepKey are popular names in hardware wallets. They are considered a highly secure type of wallet. It is the best choice for you if you want to invest large amounts at a time and don’t plan to trade regularly.
• Software Wallets: Software wallets are also called hot wallets. This type of online crypto trading platform doesn’t require to be downloaded and can be accessed through an internet browser.

How Did We Choose Best Crypto Wallet App?

Guru99‘s cryptocurrency reviews combine extensive research and industry expertise, providing accurate, reliable, and unbiased information to inform your decisions in the evolving crypto landscape. After dedicating over 100 hours to researching 30+ top crypto wallet options, we’ve created a comprehensive guide to help you make informed choices. Explore our editorial policy to learn more. When selecting a crypto wallet, below are the following key factors that we consider:

• Usage: The biggest factor you should consider when selecting a crypto wallet is how you intend to use your crypto. So, If you are planning to buy and hold your investment for the long term, a hardware wallet is surely the best choice for you.
• 2-factor authentication: 2-factor authentication, also known as 2FA. This feature allows you to verify your identity when you log into the crypto wallet. Hence, if someone has your password or could crack your passcode through a number of methods, they would still require passing the second level of authentication. Most exchanges send a verification code to your mobile, which must be entered into a sign-in field before granting access.
• Multi-signature support: Sometimes, a crypto wallet is owned by several people, like business partners. At that time, multi-signature support must help you set the security for the wallet. This is needed for multiple keys before the access is granted. It also prevents anyone from spending the funds unauthorizedly or from transferring the funds to another wallet.
• Exchanges as crypto wallets: Many cryptocurrency users are using Coinbase as it offers a variety of tokens and allows you to make payments, buy, sell, and trade with the help of the GDAX platform.
• Multi-currency vs. single currency: Many cryptocurrency owners own multiple cryptocurrencies. Therefore, managing a separate wallet for every currency can be complex. Therefore, you should select a crypto wallet that supports multiple types of currency.
• QR Code Scanner: A QR code scanner is necessary if you want to access the mobile crypto wallet. This allows mobile crypto wallets to generate and scan a QR code for coin transfers.
• Backup Option: Your selected Bitcoin wallets should provide a backup option. So, when your laptop, PC, or phone device stops working, you have data to back up immediately. Therefore, some mobile crypto wallets like Coinbase provide a handy feature to restore your wallet.

What are the safety measures used in cryptocurrency wallets?

Here are some safety measures you need to understand while using a cryptocurrency wallet:

• Keep a small amount in your crypto wallet.
• A backup of your wallet helps you protect yourself against computer failures and many human errors.
• You should encrypt any backup that is exposed to the network
• Use a strong password that must contain letters, numbers, and punctuation marks and be at least 16 characters long.
• You need to make sure you never forget the password, or you may lose your funds.

What happens if the hardware wallet company is shut down?

If Microsoft went out of business tomorrow, you could still play your Xbox with some or no issues. Hardware wallets are the same as you don’t need a company to remain in business to continue using your hardware wallet. However, you need to run your own node to send and receive the transaction.

Let’s say you use TREZOR wallet, so if they go out of business and no longer support your hardware wallet and it gets shut down. Then, you can perform the following steps:

Step 1) To do this, you just need to download Electrum on your computer.

Step 2) Once installed, you set up your TREZOR. After that, all of your trading transaction history and balance will be imported exactly the same way into your migrated platform.

That’s because the Electrum wallet uses the 24-word seed you generated with TREZOR during setup.

Verdict

I have reviewed numerous crypto wallets over the years, and the above wallets are all reliable platforms and devices. However, I would like to recommend the following three wallets as the best places to store your crypto as per my observation:

• Zengo offers a highly secure and user-friendly non-custodial wallet, eliminating private key vulnerabilities to provide robust security and ease of use.
• Uphold stands out as a top-notch platform offering a comprehensive array of features. Its powerful integration capabilities and cost-effective solutions make it an awesome choice.
• Kraken delivers a comprehensive and secure wallet platform that I tested while exploring different crypto management tools. It helps you manage your crypto without needing technical expertise.