6 BEST Crypto Wallets in France (2025)
Eliza Thornton
Crypto wallets in France offer secure digital storage and comply with strict AMF regulations, making them vital tools for managing cryptocurrencies. With rising adoption, especially among millennials, digital entrepreneurs, and tech-savvy professionals, choosing a reliable wallet is crucial. I always prioritize AMF-registered providers to avoid risks like hacks, fraud, or legal issues. A poor choice can expose your assets and personal data. Strong privacy, compliance, and security features aren’t optional; they are essential in France’s evolving crypto landscape. A single misstep could compromise your entire portfolio, especially in the fast-evolving regulatory landscape.
That’s why selecting a reliable wallet is both a financial and legal necessity. After over 160 hours of research and testing 47+ wallets, I’ve compiled a list of the most trusted options for French users. My review covers features, trust levels, pricing, and more. Read more…
Best Crypto Wallet & Exchanges in France: Top Picks!
| Wallet Name | Wallet Type | Supported Cryptocurrencies | Security Features | Link |
|---|---|---|---|---|
| Zengo | Non-custodial | 1000+, including Bitcoin (BTC), Ethereum (ETH) | 3D-Facelock, Biometric verification | Learn More |
| Uphold | Custodial | 300+, including Bitcoin (BTC), XRP, | MPC-based multi‑sig security | Learn More |
| Tangem | Non-custodial | 16,000+, including ADA, BSC, etc. | MPC, Tap-to-verify | Learn More |
| Kraken Wallet | Custodial | 200+, including BTC, SOL, etc. | 2FA, biometric access | Learn More |
| Coinbase | Non-custodial | 240+, including ETH, BCH, etc. | Offline storage | Learn More |
1) Zengo
Zengo is a highly secure, regulation-compliant crypto wallet designed for users in France. Powered by MPC (Multi-Party Computation) technology, it removes the need for seed phrases, eliminating a common security risk. Since launching in 2018, Zengo has never been hacked, even after issuing a 10 BTC public challenge to test its defenses. It’s fully aligned with the MiCA framework and registered with the AMF as a DASP, meeting the legal standards set by France’s PACTE Law.
Zengo appeals to beginners, gig workers, and experienced holders with easy onboarding, transparent fees, and live support. Supporting over 380 assets, Zengo features 3D FaceLock, a Web3 firewall, private transaction mode, and a robust 3FA recovery system with biometric authentication. The Web3Connect feature lets me access decentralized apps securely without exposing wallet credentials, making it easier to explore Web3 with confidence.
Features:
- Legacy Transfer: Zengo lets you assign a trusted contact for digital asset inheritance, ensuring your crypto remains accessible to your loved ones. This addresses a crucial gap in digital estate planning, particularly for users with significant assets in France or across Europe.
- Staking and Earning: The wallet enables staking for select assets, so you can earn passive income without moving your holdings. I suggest exploring staking options if you wish to maximize your portfolio’s earning potential, especially given the competitive rates available.
- Real-Time Price Alerts: Zengo allows users to set up custom price alerts for their favorite cryptocurrencies. This helps you react quickly to market movements, whether you’re monitoring Bitcoin or altcoins from Paris or Lyon.
- Secure Cloud Backup: All wallet data is encrypted and backed up to the cloud, so you can restore access on a new device. You can consider activating this, as it has saved me from account loss when switching phones.
- Withdrawal Protection: Zengo lets you set trusted withdrawal addresses and block unauthorized transfers, reducing risk from scams and hacks. There is also an option that lets you temporarily restrict outgoing transfers; consider it if you’re traveling or want extra peace of mind.
Pros
Cons
Pricing:
Zengo is a free crypto wallet service in France. It does not charge any fees for sending, receiving, or securely storing crypto assets. There are fees applicable if you are purchasing, trading, or selling cryptocurrencies via third-party service providers.
2) Uphold
Uphold is a custodial mobile hot wallet that enables seamless buying, selling, and storing of cryptocurrencies alongside euros (EUR). In France, it supports French language and euro transactions while complying with EU regulations under Lithuanian and FCA oversight, aligning with local simplicity and transparency needs. Uphold is perfectly tailored for freelancers, NFT collectors, and long‑term HODLers. The wallet’s hybrid Vault delivers MPC-based multi‑sig security, real-time recovery, DeFi integrations, and an intuitive euro‑crypto interface.
As someone who’s used it, I value the built‑in Key Replacement in its Assisted Self‑Custody Vault. This feature is especially handy when managing tokens like COREUM or RLUSD in France. While full custody adds cost and a custodial nature limits full key control, it’s still one of the most secure crypto wallets in France for beginners and DeFi explorers. What makes Uphold a secure crypto wallet is its SOC 2 compliance, ISO 27001 audits, and real‑time reserve transparency.
Features:
- Multi-Asset Support: Uphold allows users to store, buy, and convert a wide range of cryptocurrencies and fiat currencies. You can manage Bitcoin, Ethereum, and even traditional assets like EUR from the Uphold wallet.
- Seamless EUR Integration: The wallet supports EUR deposits and withdrawals, making it very convenient for French residents. Uphold’s integration with SEPA payments allows direct transfers from French bank accounts.
- Advanced Security Protocols: The platform offers robust security, including two-factor authentication, encrypted data storage, and cold storage for most assets. This is crucial for French users, especially as crypto regulations tighten across France.
- Instant Swap Functionality: Users can instantly swap between dozens of cryptocurrencies and fiat currencies with just a few taps. The interface is quick and intuitive. While testing this feature, I found that swaps between BTC and EUR often execute in under 30 seconds, which is ideal for reacting to market changes.
- AutoPilot Recurring Buys: Uphold enables users to set up automated, recurring purchases of crypto assets. This is great for dollar-cost averaging strategies. French users benefit from regular investing without needing to manually time the market.
Pros
Cons
Pricing:
Please refer to the table below to understand the pricing details of the Uphold crypto wallet in France:
| Service | Price | Service |
|---|---|---|
| Bank Wire Transfer Fee (<$5,000) | Free | ACH Transfer Fee |
| Most Stablecoins Trading Fee | 0.2% | Major Market FX Trading Fee |
| Altcoins Trading Fee | 1.9% – 2.95% | Precious Metals Trading Fee |
| Debit Card Withdrawal Fee | 1.75% | Credit Card Deposit Fee |
3) Tangem
Tangem is a secure, non-custodial hardware crypto wallet renowned for its sleek card-based design, offering seamless storage and transactions of cryptocurrencies. Ideal for France’s growing community of freelance professionals, NFT enthusiasts, and long-term crypto investors, Tangem supports full localization in French and complies strictly with France’s evolving crypto regulations, including adherence to MiCA standards and compatibility with EUR-based crypto transactions.
Having personally explored Tangem, I appreciated its advanced MPC security and intuitive tap-to-verify feature, which is particularly appealing for privacy-conscious users. Although less customizable compared to mobile apps, its robust security protocols and third-party audits position Tangem among the best DeFi platforms and wallets for beginners in France.
Features:
- NFC Connectivity: With near-field communication, users can access their wallet by simply tapping the card to their smartphone. This makes it highly convenient for everyday transactions, especially in urban centers like Paris, where contactless tech adoption is high.
- Multi-Currency Support: Tangem allows you to store and manage multiple cryptocurrencies on one device. It’s perfect for French users who handle both Euro-backed stablecoins and global crypto assets. This also ensures compliance with evolving French crypto regulations.
- No Batteries or Charging Needed: Tangem works without batteries, so you don’t need to worry about charging or device failures. This is ideal for long-term storage. I found this design especially reassuring during my travels in France’s rural areas.
- In-App Exchange Function: You can exchange between supported assets directly within the app. This is highly beneficial for French traders who want quick swaps without moving funds to third-party platforms. The rates are competitive and transparent.
- Touch Authentication: Transactions require a physical tap of the card, adding a tangible security layer. I would recommend enabling biometric app lock for added protection. This ensures only you can authorize payments.
Pros
Cons
Pricing:
Please refer to the table below for the updated pricing of the Tangem crypto wallet in France:
| Product/Pack | Price (USD) | Price (EUR, approx.) |
|---|---|---|
| 2 Card Set | $54.90 | €51 |
| 3 Card Set | $69.90 | €65 |
| Family Pack (2×3 Cards) | $139.80 | €130 |
| Tangem Ring (Ring + 2 Cards) | $160.00 | €149 |
4) Kraken Wallet
Kraken Wallet offers a regulated, non-custodial crypto wallet tailored for both beginners and advanced users. As a mobile hot wallet, its core function is to let users store, trade, and manage cryptocurrencies efficiently. Kraken wallet is backed by multi-party computation (MPC) security and DeFi integrations. In France, Kraken fully supports the euro (EUR), aligns with PSAN registration requirements, and provides French language support.
The wallet is ideal for freelance professionals, DeFi beginners, NFT collectors, and long-term investors seeking the best blend of usability and security. I found Kraken’s granular withdrawal controls particularly useful for managing compliance under France’s evolving crypto rules. Regular audits and strong regulatory compliance set Kraken apart as a trusted, secure crypto wallet in France.
Features:
- Self-Custody Control: Kraken Wallet puts you in full control of your digital assets with its non-custodial design. This ensures only you have access to your private keys, which is crucial for French users seeking data privacy and compliance.
- Advanced Security Measures: Kraken incorporates features like two-factor authentication (2FA), biometric access, and strong encryption. While using this feature, one thing I noticed is that the extra security layer feels very reassuring, especially when handling significant funds.
- Compliance with French Regulations: Kraken operates with a strong focus on compliance, aligning with France’s strict crypto laws under the AMF (Autorité des Marchés Financiers). This ensures French users can buy, sell, and hold crypto legally and with peace of mind.
- Secure Backup Options: This crypto wallet offers multiple backup and recovery options, such as seed phrases and encrypted cloud backups. I created my backup and found the guided process easy to follow, reducing the risk of losing access.
- Built-In Exchange Access: Kraken Wallet is seamlessly integrated with the Kraken exchange, enabling instant swaps and trades. I would recommend using this integration for timely market moves, especially during high volatility in the French crypto markets.
Pros
Cons
Pricing:
| Plan/Feature | Price (EUR) |
|---|---|
| Kraken Wallet (Self-custody) | Free |
| Kraken Exchange Trading | Variable |
| Kraken+ (Exchange) | 0% – $10,000/month |
| Withdrawal/Deposit Fees | Variable |
5) Coinbase
Coinbase Wallet is a non-custodial mobile wallet built for secure DeFi access, NFT storage, and fast on-chain transactions. It supports the euro, complies with AMF/PSAN regulations, and aligns with the EU’s MiCA framework, holding VASP registration in France and Luxembourg.
I’ve personally found its MPC-based key splitting and Ledger pairing reassuring, combining transparency and cold-storage compatibility. While its mobile nature means less isolation than hardware wallets, it’s a top choice in France for crypto beginners, NFT collectors, and long-term holders.
Features:
- Secure Cold Storage: Coinbase keeps most digital assets offline in secure cold storage. This approach protects user funds from online threats. I have always felt reassured knowing my assets are mostly immune to hacks.
- Integrated Staking: The platform allows users to stake supported assets directly from the wallet. While using this feature, one thing I noticed was how effortless it is to earn passive income on coins like Ethereum or Tezos, a feature many users overlook.
- Insurance Protection: Coinbase provides insurance coverage for digital assets stored on its servers. While it doesn’t cover losses due to personal account breaches, it does offer a level of reassurance against system-wide incidents.
- Recurring Buys: There is also an option that lets you automate purchases of crypto at regular intervals. This is ideal for French users practicing euro-cost averaging, a smart strategy in unpredictable markets.
- Regulatory Compliance: Coinbase complies with the latest EU and French crypto regulations, ensuring your funds are managed under strict legal guidelines. This transparency is crucial for French users aiming to stay within the law while trading.
Pros
Cons
Pricing:
Coinbase in France charges variable trading fees (0.05%–0.60% taker, 0.00%–0.40% maker), plus spreads and possible withdrawal/deposit fees. However, SEPA euro deposits are free, and users can earn free crypto through educational programs and staking rewards. Coinbase One offers zero trading fees via a paid subscription.
6) Trust Wallet
Trust Wallet is a mobile, non-custodial hot wallet built for storing, swapping, and managing a wide variety of cryptocurrencies and NFTs. As a secure crypto wallet in France, it supports the French language and offers easy euro (EUR) price conversion. It also adheres to the evolving EU and French crypto regulations, which are important for users in a country with fast-growing digital asset adoption.
Ideal for freelancers, NFT creators, and DeFi beginners, Trust Wallet provides instant DeFi access, in-app staking, and full control of your private keys. It reinforces security by biometric login, encrypted local storage, and third-party audits. While using this wallet, I liked its browser dApp integration, which allows French users to explore Web3 apps directly from the interface. However, users must manage their backup phrase with care, as wallet recovery is self-managed.
Features:
- Secure Private Key Storage: Trust Wallet ensures your private keys never leave your device. All sensitive information stays encrypted on your smartphone. For French users, this local security measure aligns with European data protection laws, providing extra peace of mind.
- Easy Token Swaps: With integrated swap services, users can instantly exchange various tokens without leaving the wallet. While using this feature, one thing I noticed is that the swap fees are transparent, and you can preview transaction details before confirming. This clarity helps avoid costly mistakes.
- Staking Capabilities: Trust Wallet lets French users earn passive income by staking supported coins directly in-app. In France, staking has grown popular among crypto enthusiasts seeking to maximize returns without trading actively.
- Cross-Chain Compatibility: Trust Wallet seamlessly connects with multiple blockchains, including Binance Smart Chain, Ethereum, and Polygon. This is essential for users in France, where DeFi usage is rising, and cross-chain activity is becoming the norm.
- WalletConnect Integration: Connect Trust Wallet to decentralized applications on your desktop securely with WalletConnect. I have used this feature to participate in DeFi projects hosted in Marseille, and it worked flawlessly. This expands your DeFi possibilities significantly.
Pros
Cons
Pricing:
Trust Wallet itself is a free-to-use application. There are no direct charges for downloading, installing, or using the wallet’s core features. However, if you are asking about the Trust Wallet Token (TWT), it is currently priced between $0.69 and $1.07.
Link: https://trustwallet.com/
Comparison between the best Crypto Wallets in France
Here is the comparison between the best crypto wallets in France:
| Wallet | Zengo | Uphold | Tangem | Kraken |
|---|---|---|---|---|
| Type and custody | Software, Non-custodial | Software, Custodial | Hardware, Non-custodial | Software, Custodial |
| Fiat (EUR) Support | Card/SEPA | EUR | None | EUR |
| DeFi and Staking | Staking | Staking | Staking | Staking |
| Platform Support | Mobile | Web + App | Mobile | Web + App |
| Backup and Recovery | MPC | None | 3-card | None |
| UX for French Users | FR UI | EN UI | EN UI | FR UI |
Can French Crypto Users access DeFi and DAOs
French crypto users can access DeFi protocols and participate in DAOs. France has a vibrant DeFi ecosystem, with homegrown projects like Aave and Morpho offering decentralized lending and savings. The regulatory environment, shaped by the PACTE Act and evolving with MiCA, allows access to DeFi and DAOs. However, intermediaries and service providers must comply with registration and supervision requirements. Users interact directly with DeFi applications, but most rely on regulated platforms for safer access and risk mitigation.
Impact of MiCA’s Phased Rollout Implementation on Regular French Crypto Users
MiCA is the EU’s regulation harmonizing crypto-asset rules across member states. It enforces transparency, licensing, investor protection, and stablecoin oversight. France will phase out its PSAN regime by 2026, adopting MiCA for unified crypto trading standards. This phased rollout is expected to reshape the crypto experience for regular users by increasing transparency, security, and consumer protection. Existing users will see stricter risk disclosures, improved asset segregation, and enhanced safeguards against market abuse.
While the transition may temporarily limit the availability of some services and require more user identification, it ultimately boosts trust and access, especially as providers gain EU-wide “passporting” rights, allowing broader, safer service offerings across Europe.
FAQs:
Verdict
In my search for the best crypto wallets in France, I tested security, accessibility, and overall experience. These three wallets stood out as the most reliable and user-friendly:
- Zengo: I found Zengo’s keyless security and biometric login both advanced and convenient. Its multi-asset support made it my top pick for managing crypto with zero stress.
- Uphold: I appreciated Uphold’s all-in-one dashboard. It lets me trade, store, and even spend crypto effortlessly, all with euro support and strong regulatory backing.
- Tangem: Tangem impressed me with its tap-and-go NFC hardware. I didn’t need batteries or cables to operate this card. It is just a sleek, secure card that worked perfectly for long-term storage.
